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Standard current account rankings

Current Account

Chase Bank

4.95

Based on 37469 reviews

A product by Chase Bank

Chase is an award-winning current account provider. The Chase current account offers 1% cashback for your first 12 months as a new customer. You can get answers to your questions 24/7...

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Current Account

Starling Bank

4.95

Based on 27278 reviews

A product by Starling Bank

Starling Bank offer a current account that allows you to track your spending across 56 categories. You can manage your current account through Starling Bank’s award-winning app. Current accounts...

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Current Account

Monzo

4.92

Based on 14846 reviews

A product by Monzo

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges. The Monzo current account helps you learn about your spending...

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Personal Current Account

Triodos Bank

4.92

Based on 5406 reviews

A product by Triodos Bank

The Triodos Personal Current Account has a low monthly fee. You can manage your account via an app and there’s a Bristol-based contact team if you need support. Triodos don’t...

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At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

Current Account

Kroo

4.89

Based on 4054 reviews

A product by Kroo

With the Kroo current account, you can earn interest on your balance. Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to...

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Current Account

Metro Bank

4.88

Based on 10558 reviews

A product by Metro Bank

The Metro Current Account can be opened online or in-person at a branch. With same-day account opening, you can apply and open your account on the same day providing relevant checks...

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Reward Silver Account

NatWest

4.86

Based on 159 reviews

A product by NatWest

The NatWest Reward Silver Account is designed to make your everyday banking more rewarding. You must be an existing NatWest Current Account holder to apply. There’s a monthly fee and...

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Personal Account

Zempler Bank (formerly Cashplus)

4.85

Based on 6269 reviews

A product by Zempler Bank (formerly Cashplus)

Zempler Bank offer two personal current accounts – the Freedom account and the Activeplus account. The Freedom account has no monthly fees and the Activeplus account is £5.95 per month. There...

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Reward Account

NatWest

4.81

Based on 916 reviews

A product by NatWest

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers. Rewards can be exchanged for eGift cards or cashback, or you can...

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#10

Select Account

NatWest

4.67

Based on 698 reviews

A product by NatWest

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee. The Select Account can be managed via the...

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Standard current account rankings

Current Account

Current Account

Current Account

Personal Current Account

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Current Account

Current Account

Reward Silver Account

Personal Account

Reward Account

Select Account

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News, guides and insights from our team

Mortgage Lender Benchmark H2 2024: The results

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