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Capital Credit Union: Loans reviews

4.94
Based on 648 reviews, last reviewed 8th May 2025
41100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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98%
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2%
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Latest highest rating:

5

Exceptional Service Very fast and efficient an excellent service Reviewed on: 8th May 2025
Katie M's avatar
Katie M

Latest lowest rating:

2

No real benefits for a loyalty advance I took out a loyalty advance and basically I am paying you to access my own money. This is not a good idea at the rate you offered and not a help to l... Read more Reviewed on: 14th April 2025
Jim's avatar
Jim

About this product

Capital Credit Union secured loan reviews on Smart Money People can help other people like you to find out what life is like as a Capital Credit Union customer. Smart Money People was launched in 2014 to become the place for honest financial reviews, and to help increase trust and transparency in the financial world. Sounds good? You can write your Capital Credit Union secured loan today!

Capital Credit Union Loans reviews (648)

Review of the Capital Credit Union, Loans:

Fantastic and helpful

5
I was struggling last year as an unexpected bill arrised I didn't know what to do . I save through work with the credit union . I gave them a call and as greeted kindly I spoke about what was happening for me , they took me through a few options eventually they informed me that I was able to take a loan against my savings where I was paying it back and saving at the same time. it was a very low repay rate and it was amazing that capital credit union could help. It was great as I was actually paying plus saving it was brilliant I will be for ever thankful for that Thanks Reviewed on: 2nd July 2021

The ease of the process and speed of service.

5
The ease of the process and speed of service. Every thing was also communicated well and clearly. I felt informed at all times Reviewed on: 19th April 2025

A Green Loan for Ais Soursed Heat Pump.

5
A Green Loan for Ais Soursed Heat Pump. Preparation, application and transfer of funds on accecptance was seamless and stress free. The processing of the application was swift and the same customer representative saw the whole process through to conclusion. Cannot recommend them highly enough. On Mortgagae renewal time CCU will be our first port of call. Reviewed on: 19th April 2025

Helpful staff very knowledgeable helping with any in...

5
Helpful staff very knowledgeable helping with any investments Reviewed on: 19th April 2025

Smooth and easy process

5
I needed a loan for my Golf membership, and discovered that Capital Credit Union have a partnership with Scottish Golf. I found the whole process from beginning to end to go very smoothly, and the APR to be very reasonable. Reviewed on: 18th April 2025

Loans without pain

5
I have been a customer with Credit Union fir the last 25 years. Saving and borrowing. Loans are granted quickly and you are advised of all the rules and regs to ensure you have all the information you need. Customer service is excellent and staff extremely helpful. Reviewed on: 18th April 2025

Good service very nice staff and good rates

5
Good service very nice staff and good rates Reviewed on: 18th April 2025

I've had 2 great experiences with capital credit uni...

5
I've had 2 great experiences with capital credit union, the 2nd time Darren couldn't have been more helpful, everything was very well explained and was all so straightforward! Will definitely be using them again! Reviewed on: 18th April 2025

Quick, reliable and accommodating service

5
Quick, reliable and accommodating service Reviewed on: 18th April 2025

Smooth and efficient.

5
Smooth and efficient. Personal approach and everything completed as arranged and on time. Reviewed on: 18th April 2025

Fantastic Service Fantastic staff!

5
When my partner and Ineeded a loan quickly. Capital Credit Union were there for us. The process was quick and easy and sorted within 7 working days. Later we were in a position to pay off the loan early which again was easy to do and without penalty...... not many banks offer this! Fantastic service Fantastic staff Reviewed on: 17th April 2025

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