Write a review

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (279 reviews)

View other Capital One products

3.99

Based on 279 reviews, last reviewed 15th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Capital one was very easy to apply for for through t... Capital one was very easy to apply for for through their app with speedy results Reviewed on: 15th June 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

Read all reviews See your review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (279)

Review of the Capital One, Classic Credit Card:

There when others let you down

I needed short term used of a credit card. Because of my low credit score, many lenders said no. Only Capital One accepted me. I've had no problems with the card. Reviewed on: 25th May 2017

Fab Card

Capital One credit card is great you can do everything on line including paperless, the app works well to keep track of spending and payments. Highly recommended Reviewed on: 20th May 2019

Easy and fast

Had a great experience, knew my credit score was bad and they knew I would be accepted before I applied, now I'm on my way to fixing my score! Reviewed on: 2nd May 2019

SUPERB

Never been charged a fee, understanding people when you contact them and the best credit card I've used. Reviewed on: 19th April 2019

Perfect Card

I got a credit card just to boost my credit score so I use it every now and again and it's so easy to pay off, just use my thumb print then click pay full balance and enter my debit card's security code - couldn't ask for more! Reviewed on: 16th April 2019

Lousy customer service

Applied for a credit card, plain NO came back, no explanation despite good credit history. Reviewed on: 15th April 2019

Excellent Anti-Fraud

Capital One spotted fraudulent activity on my card that I hadn't picked up. They were proactive about it and phoned me instantly. They refunded me the amount and cancelled my card. Outstanding service Reviewed on: 15th April 2019

Mr Yordanov

Very good credit card. we have been using it for a long time Reviewed on: 31st January 2019

High interest rates

I used my card by mistake - it's the same colour as my debit card - and it took me over my card limit. The card didn't get rejected and I got charged for going over my limit. Odd that it wasn't just rejected Reviewed on: 13th January 2019

awesome

really easy to apply and a total lifesaver Reviewed on: 3rd January 2019

Good credit

I like the company makes sure they rate a person accordingly and an opportunity to see if they accept you with out affecting your credit score. Reviewed on: 17th December 2018

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.02 from 59 reviews
Credit Card
from Ocean Finance 4.53 from 17 reviews
Credit Card
from The Co-operative Bank 2.78 from 35 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub