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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.03 (278 reviews)

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3.97

Based on 278 reviews, last reviewed 19th Apr 2025

300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (278)

Review of the Capital One, Classic Credit Card:

Stay away for Capital one

Stay away from Capital one. I had balance transfer and I tried to setup my debit card on account so I can pay monthly but unfortunately before even my balance transfer complete I had paid hole amount including transfer fees accidentally on 25/12/23, I have called them straight away and informed them about this so they filled out form for refund my money back and said you will get it back in three days and I waited for three days and I didn’t receive my money back so I called them back and asked them for my money so they said the form was not filled properly and not submitted so the guy which I spoke he filled form again and said you will receive money next day and still not received so I called them 4 times by now and waiting for my own money. I have called them again today (30/12/23) and I have been told that I will receive money on 2nd or 3rd on January 2024.worst company ever Reviewed on: 30th December 2023

Ok but not perfect

I thinking this credit account is good for beginners Reviewed on: 4th August 2022

Brilliant

Very helpful alway understandable Reviewed on: 23rd July 2022

Credit card

Capital one is the best company and you can trust them Reviewed on: 8th July 2022

My Backbone

Capital one has helped to improve my credit score over time with increase coming at a time I needed it most. I call it my backbone and secret place to financial ease. Reviewed on: 8th July 2022

Great experience so far

I've had a great experience so far with Capital One. The communication by post has been very clear, particularly for activating my card and setting up the app. The app is easy to use. Reviewed on: 4th April 2022

Compare to zopa credit card capital one is far better then zopa more credit Limit without doing a hard credit search so please don't apply for ZOPa credit please

ZOPA credit card is worst Reviewed on: 29th March 2022

Good

company with history and good knowledge Reviewed on: 24th March 2022

Disgusting

Awful complaints service. Misold a product then tried to cover it up Reviewed on: 21st March 2022

Brilliant

Smart simple and understandable services great simple app and customer service appreciated and they review credit limits often good approval simple applications and eligibility check Reviewed on: 20th February 2022

Amazing!

Easy app to use , website without errors, customer service friendly, notification of all transactions instantly and remaining balance and the most important thing this card improve credit score ! Reviewed on: 10th February 2022

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Capital One: Classic Credit Card reviews

300% increase in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Capital One Classic Credit Card reviews (278)

Stay away for Capital one

Ok but not perfect

Brilliant

Credit card

My Backbone

Great experience so far

Compare to zopa credit card capital one is far better then zopa more credit Limit without doing a hard credit search so please don't apply for ZOPa credit please

Good

Disgusting

Brilliant

Amazing!

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