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Direct Line: Car insurance reviews

4.10
Based on 369 reviews, last reviewed 4th Sep 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
47%
See only 4 star reviews
25%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
19%

Latest highest rating:

4

satisfactory I had a good quote from Direct Line- the cheapest I could find . It was quite easy to sort out. Reviewed on: 4th September 2026
gwen's avatar
gwen

Latest lowest rating:

1

They scammers. They scammers. Was traffic acccident I ts wasn`t my fault but they charge from me £100. Absolutely criminal and was very rude from phone Reviewed on: 10th November 2025
Tar T's avatar
Tar T

About this product

Direct Line provides car insurance for UK customers.

You can choose between three Direct Line car insurance policies: Essentials – entry level cover, Comprehensive and the top level called Comprehensive Plus. Going direct is the only way to get windscreen and misfuelling cover as standard on all levels.

Direct Line car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Direct Line before, you can also leave a review and share your experience.

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Direct Line Car insurance reviews (369)

Comprehensive Cover Competitive Price

5
I have had car insurance cover with Direct Line for over 9 years now. I always do a thorough comparison every year and they always come out the best for price and quality of cover. Their cover is really comprehensive so there aren't too many extras to consider like they cover you for business use as standard. The process is quick and easy and they are happy to match most genuine quotes too. Reviewed on: 10th August 2017

Good service and efficient

5
I've been with Direct Line for many years and have stayed with them due to good service and fair pricing. Reviewed on: 9th August 2017

Good customer service

3
Customer service is good although long call waiting time. Prices are reasonable although haggling required! Reviewed on: 9th August 2017

Raised prices

3
Several years with them were fine then had large premium rise. Shopped around & found much lower price. No good reason for the rise. Reviewed on: 7th August 2017

It's OK

3
Not on comparison sites and they charge more for an automatic renewal than for an on line quote so you always have to remember to do your renewal on line!!! Reviewed on: 5th August 2017

Extremely helpful service.

5
I can't fault Direct Line's response when I'd lost my paperwork! So friendly and helpful. Reviewed on: 2nd August 2017

Great price, top cover

5
Been with them for a while, checked around when I got my renewal notice, some were slightly cheaper, but didn't have the same benefits Reviewed on: 1st August 2017

Good claims experience

4
Third party backed into my car and denied liability. Direct Line took over the claim bring it to a satisfactory conclusion,preserving my no claims bonus Reviewed on: 1st August 2017

Good claims experience

4
My car was hit by a van which backed into me then denied liability. Direct Line handled the claim on my behalf and reached a totally satisfactory conclusion. Reviewed on: 1st August 2017

Friendly customer service & easy renewal process

5
Recently renewed our car insurance with Direct Line. Received paperwork and emails before renewal to remind me, and to outline the costs. Telephone customer service was good - well trained staff and I wasn't left on hold for ages. Probably not the very cheapest company, but not bad. Overall would recommend. Reviewed on: 27th July 2017

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