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esure: Car insurance reviews

2.34
Based on 415 reviews, last reviewed 17th May 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
19%
See only 4 star reviews
10%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
65%

Latest highest rating:

5

I’ve had a positive experience with esure car insura... I’ve had a positive experience with esure car insurance. Getting cover was straightforward, the online process was easy to follow, and I found the pri... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

They sent message that they couldn’t collect DD, and... They sent message that they couldn’t collect DD, and when I checked that, they never even attempted to collect it, then you have to pay full amount if... Read more Reviewed on: 17th May 2026
Evelyn 's avatar
Evelyn

About this product

esure car insurance has two options for cover: esure and esure Flex. esure Flex has increased coverage inclusions and higher limits.

You can choose from third party, fire and theft or fully comprehensive esure car insurance and boost your cover with optional extras. These include legal protection, breakdown cover and car hire benefit.

esure car insurance reviews help you find out what it’s really like to be a customer. If you’ve used esure before, you can also leave a review and share your experience.

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esure Car insurance reviews (415)

Avoid, avoid and avoid

1
Money hungry cheats, the worst insurer I've ever dealt with! Informed me they would recalculate my premium and refund me money after my claim is closed, but now they're saying this was misinformation and that the premium is correct, although they increased my premium by 110% and a manager confirmed my premium would be calculated for sure. And the claim, 3rd party insurer accepted full responsibility in December 2021, but the claim is still open one year and four months later and esure have provided zero update regarding the claim, not even one letter sent since claim was open. I don't even know my claim number. They have also taken their time to send information to the 3rd party, with the last information requested not sent yet, although it was requested two months ago. I've never written a review in my life, but was obliged to do so, as I've never experienced this kind of service in my life and wanted others to avoid going through the same thing. Trust me when I say..avoid, avoid and avoid!! Reviewed on: 12th April 2023

Do not waste your time or money

1
Terrible customer service. They showed no compassion or empathy whatsoever when I had my RTC. The call waiting times are dreadful and they were very slow to settle claims. I have been without a car for two months waiting for them to sort it out. They also don’t have a complaints department so I have been reduced to leaving bad reviews everywhere because they have not responded to my complaints and tried to resolve the issue. Reviewed on: 6th April 2023

Good insurance

4
Had car insurance out with Esure and they are good, only thing is I had to call when it was my renewal ad there was no discount for another year, but once I called they sorted it all out and were very helpful. Reviewed on: 5th April 2023

Appauling!

1
I used to be with esure and found the customer service very poor and made the mistake of giving them a second chance and took out insurance with them again. What a mistake, 1hr wait time to try and make a small policy change. 25-minute wait to communicate via the online portal and if tried to make the change online via web page it doesn’t work. There service is shocking. I dread to think what would happen if you had to make a claim. In the end I decided cut my losses and cancel my policy and go elsewhere which cost a little more but at least I know I can contact them and that I am properly insured. Don’t believe me? Try them for yourself… You get what you pay for! Reviewed on: 30th March 2023

Terrible

1
3 hours of going round in circles, being left on hold for 2 hours to just be cut off. All I want is to speak to somebody about my claim, you would think I was trying to get a phone call with the King. 3 hours wasted, absolutely no progress made and now I'm just done. Can't even get through to somebody on their online chat?! Reviewed on: 30th March 2023

I suggest you avoid

1
Terrible insurance company. Cheap but infamous company. I suggest you avoid. Reviewed on: 29th March 2023

How do they get away with it?

1
The UK's Ombudsman should take a long, hard look at Esure and its Motor Insurance Division. Reviewed on: 22nd March 2023

Scammers

1
Hi, I would like to know why you went silent and didn't reply to my messages and phone calls?I am going to give you the last chance to pay me back what your client has done to my car and to my income.You know very well that your client Miss Fenella Lerona reg number Y9FEN has badly damaged my vehicle Toyota Corolla LR20GKK and I have been out of work since 1st of march. I have no income and my wife is about to give birth very soon. So I would like to inform you that if nobody calls me at the latest tomorrow I will first send a letter before claim through my solicitor and we are going to take legal action.You must act immediately as I am without any income and I need my loss of earnings to be deposited, my car repaired and a courtesy pco hire car in the meantime.I have passed all the details through this email address and after several attempts no one has replied.   Reviewed on: 22nd March 2023

Newcomer. Broke what was already fixed

1
I just joined. Paid out over £150 to join. At the same time I cancelled my current insurer of 4 years costing a £60 exit fee believing I was esure in the join up crossover cancellation with the old Co. Sure they went up as time went on but they were reliable. I checked on MID 2 days later to find out I wasn't insured for another 2 weeks. So I've no car for work & travel for 2 weeks. All to save myself £10 a month. For this awful convenience. Customer service is only by robot and says I've got to cancel to start a new date. I bet I have to pay a fee if I do. I now have to walk 3 miles to work and 3 miles back home. Terrible company. Won't be renewing with them again! Reviewed on: 15th March 2023

Rubbish company

1
Don't answer calls,don't get back to you,delay everything when you need to claim,try and undervalue your car Reviewed on: 14th March 2023

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