Write a review

Esure: Car Insurance reviews

Name: Car Insurance
Rating: 2.12 (387 reviews)

View other Esure products

1.72

Based on 387 reviews, last reviewed 5th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

18%

10%

66%

Latest highest rating:

5

I have not had to claim on E-Sure but my experience... I have not had to claim on E-Sure but my experience has been straight forward so far. Reviewed on: 14th October 2024

Latest lowest rating:

1

Possibly one of the worst insurance companies to go... Possibly one of the worst insurance companies to go to with. I was in an accident that was found as no fault to me and I paid my excess at the time an... Read more Reviewed on: 5th February 2025

Read all reviews Write a review

About this product

Here at Smart Money People, we collect Esure car insurance reviews from genuine customers to help you make an informed decision when selecting your next provider.

Esure was founded in 2000, but quickly grew. As well as selling insurance policies directly to customers, by 2011 it also allowed insurance brokers to sell its products too. The company offers car, home and travel insurance policies, with varying levels of cover available when insuring a vehicle. Esure also offers a multi car policy and insurance for electric vehicles.

Are you looking to insure an electric car? See what our Smart Money People community have to say about Esure’s electric car insurance by checking out the reviews. Perhaps you need cover for your car key, or want the security of misfuelling cover. What about legal protection, or breakdown cover? Whatever you need from a policy, read the Esure car insurance reviews to see how real customers have rated their policies with the brand.

Have you had a car insurance policy with Esure? Consider leaving an honest review to help us increase trust and transparency in financial services. Tell us how you found the sign-up process - was it simple, or did it perhaps take slightly longer than you’d anticipated? Were you satisfied with the cost of the premium for the level of cover you received? Did you have to make a claim, and if so, how well did Esure deal with it? Write an Esure car insurance review today to help other drivers just like you.

Review Esure: Car Insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

Esure Car Insurance reviews (387)

Steer clear

After 6 months i am still trying to get the vehicle repaired to a reasoble standard, call them weekly to speak to the technician whos dealing with the cliam but no call back, Reviewed on: 9th December 2022

Doubled my policy when I didnot make a single claim in 5 years

Very unreliable company who increase your premium by over £500 for no reason whatsoever. Go online and like me you will find dozens of cheaper and better companies to get insured with Reviewed on: 6th December 2022

AVOID AVOID AVOID!!!

!!!AVOID AVOID AVOID!!!! Horrible experience when it comes to the UK branch. STAY AWAY!!! Reported car accident. Got email prompting me to upload statement of truth. Received email confirming they have received it. Couple of days later I got another email prompting me to upload statement of truth. I did it again, receiving another email thanking me for sending it. Couple of days later, same thing. Called customer service reporting the issue. Doing statement of truth over the phone asking for confirmation via email to be sure which they promised. Never received any confirmation despite their promise. Couple of days later, another prompt to send statement of truth. No way to email them, so you cannot keep an email trail to prove things. Forced to call them instead. Always minimum 20 minutes waiting time. Calls drop in the middle of the conversation. Getting connected to Statement of Truth Department or Third Party Department, only for nobody to pick up. You get fobbed off half the time. Then a person quoting my phone number wrong, but nobody seems to follow up on that?!?Another email arrives threatening they assume I don't want to claim as I'm not getting in touch with them. I called them every few days, but nobody seems to be able to find out what is happening or send me an email confirmation about me sending my statement of truth. Next thing a letter arrives, claiming they have been trying to call me. They have NOT called me. And that they will turn to me directly for the cost caused to the third party as I was at fault. It's clear they are mixing me up with another customer, but there is no way of getting in touch with anybody who is of any help. Instead all I get are these threatening emails. This has been going on for weeks now. And I'm paying for this 'service'. Seriously!?!?! Such scammers, this is a cheap way of trying not to pay, plus making it impossible for clients to keep a trail of what is going on as everything is happening over the phone. If you don't want to be scammed, STAY AWAY!!! Reviewed on: 5th December 2022

The bottom of the barrel

This company is ran by an "external agency that in isn't fit for purpose". The only way to get them to act like an insurance company is to go through the ombudsman or county court. Abysmal bottom of the barrel isn't low enough. Reviewed on: 18th October 2022

Total loss valuation £2000 less than a replacement vehicle

Non-fault total loss incident. Esure settlement figure is £2000 less than any replacement similar to the lost car. £2000 LESS. If I had known this I would not have insured my vehicle with Esure. Hopefully this review will make you think twice. In a total loss situation trade prices will be used to value your pre accident vehicle leaving you short by a significant sum. Reviewed on: 17th October 2022

STAY AWAY SCAMMERS!!!!!

I have been with them for 5 years and never made a claim, however they increased my policy by over 50%. they reward your loyalty and NCD by increasing your policy. Shop around and you will find plenty of other companies you can use which are x10 better! you have been warned!!!! Reviewed on: 14th October 2022

Hassle Free

It was very simple to swap over, tye customer service is excellent, they actually give you good advice. First years insurance was very cheap Reviewed on: 13th October 2022

INCREASED MY INSURANCE BY 60% WHEN i MADE NO CLAIMS IN 5 YEARS

I have been with E-sure for 5-6 years and had no issues with them and their services, however this year when I have not made any claims and have 5 years NCD they have increased my insurance by 60% just because they felt like it. in todays financial environment these bastards are trying to take advantage of people. Everybody stop using them and hopefully they will have no business in the future! Reviewed on: 13th October 2022

Don't consider esure car insurance

Never go with esure, especially if you live in the North East of England. If you have an accident and your car needs repairing it'll take months as they only have one garage that works with them. Regardless of the size of your vehicle you will only get a tiny 3 door hatch back courtesy car after months of waiting for repair date. I have a child car seat that has tethers and can't fit in a 3 door so paid enterprise extra to get a 5 door corsa but the child seat didn't fit in that either so I'm unable to take my child to or from nursery for however many weeks it takes to repair. Esure were aware of all of this and really don't care. In summary, don't go near this company Reviewed on: 9th October 2022

Total incompetence

Involved in a accident July 29 2022, and to date (October 9), despite phone calls (that takes at least an hour to get through) and emails, esure still haven't settled my claim, it's for a little under,£4000, despite me making an official complaint, and someone claiming to be dealing with it, offering me £150 compensation, and saying that my claim would be settled within 2 days, still nothing has arrived in my bank account .. I really don't know what else I can do to make esure, deal with the settlement.. I have never, encountered such total incompetence!! Reviewed on: 9th October 2022

Do you have a different Esure product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Caravan Insurance
from Leisuredays 4.95 from 1928 reviews
Motorbike
from Bikesure 1.29 from 61 reviews
Van Insurance
from Dial Direct 4.00 from 3 reviews

There's still more to see!

Esure has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub