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first direct: Current Account reviews

Name: Current Account
Rating: 4.71 (1425 reviews)

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4.71

Based on 1,425 reviews, last reviewed 24th Feb 2026

6100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Always there when I need them Always there when I need them, I recently had my card skimmed while on holiday and had numerous fraudulent transactions made - thankfully notification... Read more Reviewed on: 24th February 2026

Latest lowest rating:

1

I have been a customer of First Direct for 34 years... I have been a customer of First Direct for 34 years so I know this bank very well For 33 years I often recommended it to friends but this past year th... Read more Reviewed on: 29th October 2025

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1425)

Review of the first direct, Current Account:

Great service; customer service is amazing and bank...

Great service; customer service is amazing and bank account safe and easy to use Reviewed on: 26th August 2024

Easy account

Easy to contact First Direct, easy to monitor accounts, easy to get help. Just easy! Reviewed on: 5th August 2017

Friendly

Friendly and professional , great app to move money also Reviewed on: 2nd August 2017

First Firect First Class

I've been with First Direct since the bank opened. I like that you get straight through to a friendly operator 24 hrs a day 365 days a year. No press 1 blah blah blah nonsense. I get a £250 free overdraft and can manage my account online or go into HSBC branches or the post office. I wouldn't bank with anyone else. Reviewed on: 18th July 2017

Best Banking Experience

I have been with FD for 10 years now. Can't flaw them in any department and have had amazing and friendly service anytime I need to call in. Would highly recommend. Reviewed on: 3rd July 2017

Best bank account around

Best bank account around - easy to use; great app; keep me updated on my balance with SMS and the app. Can't fault First Direct Reviewed on: 29th June 2017

Black & white banking

What you see is what you get with FD. Over the years they've invested in improving their app and to this day I feel confident as a customer to manage my finances via the app or online. On rare occasions I call up. No frills, no added bits and bobs but it works and I'm happy :) Reviewed on: 24th June 2017

Excellent Customer Service,

If you make a telephone enquiry it's easy to get through to speak to someone without a lot of menu options. The staff are very friendly and helpful and I can't fault their service. Reviewed on: 11th June 2017

I can speak to a human being

Very fast response to any query and a human being who is BRITISH Reviewed on: 11th June 2017

Excelent on line banking

I have been with first direct for 20 years and have to say it has been a hassle free experience. Reviewed on: 10th June 2017

Thebbest

Have held current account for 12 years. They are the best bank by far. Easy to use online... When using phone staff are polite, efficient and have a real conversation with you. Would never change banks. They are fabulous Reviewed on: 7th June 2017

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