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first direct: Current Account reviews

4.68
Based on 1,344 reviews, last reviewed 23rd Apr 2025
20% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Does what it says on the tin. Does what it says on the tin. Excellent and easy to use App and excellent customer service. Reviewed on: 18th April 2025
Vicki K's avatar
Vicki K

Latest lowest rating:

1

Rejected for being unemployed Applied for current account for the £175 switching bonus - application rejected because I am unemployed - disgusting! Reviewed on: 23rd April 2025
James's avatar
James

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1344)

Review of the first direct, Current Account:

Any time, any place, any where.

5
If there's something strange in your bank statement Who you gonna call? FIRST DIRECT If there's something weird and it don't look good Who you gonna call? FIRST DIRECT I ain't afraid of no phone. I ain't afraid of no phone. They'll sort out your bills And your overdraft. Who you gonna call? FIRST DIRECT An invisible man Phishing in your account. Who you gonna call? FIRST DIRECT If you're all alone And you need a loan. Who you gonna call? FIRST DIRECT They have lots of plans to foil Freaky scams. Ya better call FIRST DIRECT Lemme tell ya something Banking makes me feel good. Reviewed on: 19th February 2016

Good at chasing up when you have problems

4
Good at chasing up when you have problems Reviewed on: 6th March 2025

No waiting

5
If you need to speak to an agent the call is answered straight away. No options to press. Friendly staff and very knowledgeable. Reviewed on: 6th March 2025

All-round excellence

5
Very efficient, good customer service, well designed app, excellent rate on linked regular saver account Reviewed on: 6th March 2025

First Direct. Amazing customer service.

5
Amazing customer service. Good communication and great banking app. Reviewed on: 6th March 2025

Everything runs smoothly with no mistakes.

5
Everything runs smoothly with no mistakes. Can speak to them easily by phone. Reviewed on: 2nd March 2025

Great bank, easy to use app

5
Really good bank, very good customer service and great over draft options Reviewed on: 1st March 2025

Good customer service, especially telephone support

5
Good customer service, especially telephone support Reviewed on: 1st March 2025

I have always had a great experience with first direct.

5
I have always had a great experience with first direct. Great customer service and friendly staff. Online banking is simple straight forward and unlike the alerts you get . Reviewed on: 28th February 2025

Switch to first direct!

5
I was amazed how easy first direct made it to switch from my old bank account. The service was amazing Reviewed on: 27th February 2025

Love First Direct .

5
Love First Direct . Get through to a human being very quick when you phone up . When we were scammed the fraud team were very good and sorted it out Reviewed on: 27th February 2025

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