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Halifax: Current account reviews

4.25
Based on 983 reviews, last reviewed 10th Jun 2026
73% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026
Ell jay's avatar
Ell jay

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

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Halifax Current account reviews (983)

A decent bank. Telephone service is poor.

4
I do telephone banking. It’s one cockup after another with Halifax Bank. I have to attend at the branch often to sort out problems, I don’t do online banking. I think their actions are a deliberate ploy to force me to change to IB. Reviewed on: 5th July 2023

Thoughtfulness

4
Always offer assistance in time of crissis Reviewed on: 19th June 2023

Generally ok but staff & complaints are rubbish

3
Staff on their messaging service keep closing chats immediately (despite taking hours to reply), don't answer the question and then my complaint still hasn't been dealt with - it was a relatively simple matter so I'm not sure why 1: the initial 3 staff members couldn't resolve it or 2: complaints couldn't sort it out already. Phone service is not good, long hold times so gave up on trying to use that. Reviewed on: 17th June 2023

Freud team alfull

1
My ex Abusive partner stolen over £2000 out my account halifax new how Vulnerable I was and I put in a claim to get the money back halifax refused to pay the money that was stolen I reported it to action freud also halifax Decline my claim so now I've losed £2000 pounds by my Abusive partner Reviewed on: 16th June 2023

Top company

5
Banked with these for years …fantastic to deal with Reviewed on: 12th June 2023

Awesome service and support

5
I would like to thank Halifax for the speedy approval of my current account. Their rewards account allows me to avail of numerous enticing offers that are relevant to me. Reviewed on: 11th June 2023

Friendly helpful staff

4
Staff at local branch are helpful, friendly and offer good service. Support offered for older members of the public if they need to access different services. Interest rates comparable compared with other well known high street branches. Reviewed on: 2nd June 2023

Good current account

3
Customer service is quite good - it is a shame the rewards have gone Reviewed on: 2nd June 2023

Just what you need!!

5
I’ve been banking with Halifax for a number of years and am very happy with the on-going great service that is always received! I don’t think Ive ever had any problems with my account! Very happy customer! Reviewed on: 2nd June 2023

Peoples bank

5
I have a disability which impairs my mental health. When I mentioned this to the bank they set up everything I needed to keep my account safe. Really helpful from start Reviewed on: 1st June 2023

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