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Halifax: Current account reviews

Name: Current account
Rating: 4.27 (988 reviews)

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4.27

Based on 988 reviews, last reviewed 21st Aug 2026

90% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

4

Halifax is a bank and it’s where I keep my money. Halifax is a bank and it’s where I keep my money. I put it in there and it stays there until I spend it. How many characters is enough characters? Hav... Read more Reviewed on: 21st August 2026

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (988)

Great for bad credit

I originally had a basic account but year by year I have been offered better accounts and get rewards such as cashback for doing nothing just normal shopping Reviewed on: 1st February 2023

Brilliant switch service

I really like how Halifax handled the switch service ! They did this quickly and efficiently . You can easily track all your pending payments and transactions . User friendly app and easy to manage payments and transfer money to others Reviewed on: 1st February 2023

Best bank current account

I’ve been banking with Halifax for over thirty years and I’ve never had a problem with them, if I needed help it was given straight away and solved any problems I had come across would definitely recommend them to all my family and friends Reviewed on: 1st February 2023

Great Bank!!

I’ve been with the Halifax Bank now for 5+ years and have never had any issues with them. I have everything I need with their current account and online banking. Would recommend to anyone! Reviewed on: 1st February 2023

outstanding

very efficient in dealing with current account Reviewed on: 31st January 2023

account

easy to use online but overdrafts are too expensive Reviewed on: 28th January 2023

A bank without the stress

Had a few accounts with different banks over the years and have had nothing but issues with other banks including one closing my account without explanation (rbs). This Halifax account is the only one I've had where I haven't had a single problem. Love Halifax ❤️ Reviewed on: 25th January 2023

Great staff - but they closed the local branch.

Sign of the times, I guess but it was nice to have a person to talk to...... Reviewed on: 22nd January 2023

Best bank!!

I’ve been with Halifax for almost 30 years. I’m normally resistant to change, such as when the app was launched I refused to get it for quite a while (terrified of cyber crime), but it has revolutionised how I see, spend and organise my money. I can see how much/ what is coming in and out of my current account and all my other accounts too. I can easily open new accounts and renew interest rates with a few clicks and even apply for a credit card or child savings account. I love how easy it is to manage standing orders and money transfers in my account, see what is expected to leave the so I can easily manage finances and I love all the extras for my current account as well, such as save the change and cashback extras. Reviewed on: 20th January 2023

Best online banking

Over 50 years with this bank. Products not the best TBH but exceptional online banking app keeps my loyalty Reviewed on: 18th January 2023

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