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Halifax: Current account reviews

Name: Current account
Rating: 4.19 (939 reviews)

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4.14

Based on 939 reviews, last reviewed 5th Sep 2025

67% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

5

5star customer care Online and in store their team are always helpful and polite I have an autistic child and they are amazing with him when he feels dysregulated Reviewed on: 5th September 2025

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (939)

Vigilant

Were quick to identify issues, & make us aware. Reviewed on: 29th January 2022

Worst bank and Complaint department not bothere

I spoke to a complaint handler his name was Adam Extension number: 1581599, very rude and unprofessional, refused to raise a complaint against him when he was rude on the phone, refused to deal with my open complaint and he wanted to close it without reviewing it as apparently its the same complaint as the one was opened a year ago but its not the same, he refused to listen to the call between me and collection when they actually gave me incorrect information. I strongly don’t recommend anyone to bank with them or even bother raising a complaint as they wouldn’t even bother dealing with you, I think if there was a trophy for worst customer service, Halifax would be in the lead ! Reviewed on: 28th January 2022

Easy peasy!

Online access great plus a branch if I need one! Reviewed on: 24th January 2022

Pretty standard experience

I joined Halifax as it had one of the higher interest rates and convenient branches (I am on the Expresscash account). My experience with them has been pretty standard - no bad experiences but nothing outstanding or exciting. One thing I really don't like is their login system. You cannot have symbols in your password, it is limited by length and requires you to use a memorable phrase as a second factor (2FA is brilliant but there must be better options than this). I am considering moving to a neobank like Monzo or Starling for a better experience that reflects how I actually use my account and what a modern current account should look like. Reviewed on: 24th January 2022

Fantastic Customer Service

Offered excellent financial support especially in times of needs. Easy banking experience Reviewed on: 22nd January 2022

Super service

Friendly and helpful staff who will take time and trouble to sort out problems Reviewed on: 20th January 2022

Customer service

Even though our local bank got rid of the face to face tills, there is always a friendly face there to advise you or help you out if needed Reviewed on: 20th January 2022

Poor interest rates

Customer service has been reasonable but the company offers no incentives to save with them unlike others. Customer service staff aren't in a position to justify those decisions Reviewed on: 19th January 2022

Happy, Friendly bank

I have been banking with Halifax since I was 8 years old. I have found the customer service to be helpful and the online banking to be easy and simple. Whenever I have needed face-to-face assistance, I have gone into branch and found the staff to be well trained and friendly. Reviewed on: 18th January 2022

Amazing service

Great experience opening up an account with Halifax. Amazing customer service and got the specifics in the account I required. Happy with service. Reviewed on: 18th January 2022

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