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Halifax: Current account reviews

Name: Current account
Rating: 4.19 (939 reviews)

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4.14

Based on 939 reviews, last reviewed 5th Sep 2025

67% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

5

5star customer care Online and in store their team are always helpful and polite I have an autistic child and they are amazing with him when he feels dysregulated Reviewed on: 5th September 2025

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (939)

Current account

Easy to use no fuss account they also have a fee free credit card when abroad. Good customer service Reviewed on: 26th February 2021

Needs to improve.

Poor customer service, compared to competitors. Reviewed on: 25th February 2021

Great service and banking app

Always receive first class customer service from Halifax but everything is so easy to manage from my app that I hardly ever need to speak to them! Reviewed on: 19th February 2021

Excellent service at the branch.

I have visited my local branch 5 times in the last year. Very helpful, friendly staff. They have an excellent app for my tablet which I use to login using my fingerprint. Quick and easy. I can pay in cheques using the app. I have banked with the Halifax for over 20 years. Reviewed on: 17th February 2021

Good

I’ve been with Halifax since I was very young, from starting my first savers account to now being an adult with an overdraft. They’re very helpful. And I’ve always had any queries answered. Reviewed on: 16th February 2021

Best Bank

I wish they could do business banking as well Reviewed on: 14th February 2021

Amazing customer support

I have been banking with Halifax for a while with no major issues. I was targeted by fraudsters and had several withdrawals from my account I went in to my local branch (Preston) and was assisted immediately. After speaking to the fraud team I was given clear instructions how to reset all passwords and secure my account and on top of that, they INSTANTLY credited my lost money - what a bank! Reviewed on: 3rd February 2021

Avoid!!!!

I have been with Halifax for over 9 years, on the 24 and 25th of December lots of money was fraudulently withdrawn from my account when I was enjoying my time with my family on Christmas day. Called them immediately and they REFUSED TO REFUND ME WITHOUT EVEN LOOKING INTO MY ACCOUNT. BUNCH OF USELESS INCOMPETENT STAFF WHO COULDNT EVEN ANSWER MY QUESTIONS. APPLIED TO COMPLAINTS DEPARTMENT, ACTION FRAUD AND FINANCIAL OMBUDSMAN TO RECOVER MY HARD EARNED MONEY. MICHAEL DIAMOND A SO CALLED "MANAGER" AN ABSOLUTE JOKE, I THINK IT WOULD HAVE BEEN MORE HELPFUL TO SPEAK TO VIRTUAL ASSISTANT THAN HIM, AS ALL HE KEPT SAYING "I AM SATISFIED WITH THE DECISION MADE". WHEN I ASKED HIM ON WHAT GROUNDS HE REFUSED TO REPLY. DANIELLE IS ANOTHER USELESS FRAUD DEPARTMENT OFFICER, WHO ASKED ME 2 QUESTIONS: 1.HAVE YOU GOT YOUR CARD WITH YOU? YES 2.DOES ANYONE KNOW YOUR PIN- NO. BASED ON THAT SHE MADE A DECISION NOT TO REFUND MY MONEY!!!!!! NEVER WITHIN 9 YEARS WITH HALIFAX I WITHDRAWN THAT MUCH CASH, SO BANK SHOULD HAVE BLOCKED IT on GROUNDS OF SUSPICIOUS ACTIVITY. ALSO IT HAS BEEN WITHDRAWN FROM THE ATM FROM DIFFERENT BOROUGHS OF UK, VERY FAR FROM WHERE I LIVE. CLEARLY THEY HAVE POOR SECURITY PERFORMANCE. I SPENT 4 HOURS ON THE PHONE TO HALIFAX TO GET ZERO RESULT. STAY AWAY FROM HALIFAX AND ANY OF THE BANKS UNDER THE LLOIDS BANKING GROUP, THEY HAD 21,304 OMBUDSMAN COMPLAINTS IN THE LAST 6 MONTHS!! I WILL RECOVER MY MONEY, AND YOU WILL COMPENSATE ME FOR THE DESTRESS YOU CAUSED ME AND I WILL BE CLOSING MY ACCOUNT WITH HALIFAX. THANKS FOR RUINING MY XMAS. Reviewed on: 30th January 2021

Outdated bank, obsolete IT systems

Bad customer service at my local branch in Milton Keynes ,unhelpful staff on their customer service department after being a loyal customer. Reviewed on: 22nd January 2021

Reliable, great app, fast payments

Always on, fast payments, easy to use app, lots of self service customer options. Reviewed on: 22nd January 2021

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