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Halifax: Current account reviews

4.14
Based on 939 reviews, last reviewed 5th Sep 2025
67% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
6%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

5star customer care Online and in store their team are always helpful and polite I have an autistic child and they are amazing with him when he feels dysregulated Reviewed on: 5th September 2025
Emma D's avatar
Emma D

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (939)

Appalling

1
I have never dealt with such an appalling financial company. The staff are growing increasingly rude, inconsiderate and inefficient. Threatening, intimidating and lying on the phone. Complaints ignored for months & months on end. No responsibility or accountability. Currently closing 3 current accounts, 3 savings accounts, 1 ISA and 1 credit card due to the disgusting way in which the staff behave and management ignore. Reviewed on: 20th March 2021

Customer Centred Banking

5
I always feel Halifax are there to help with anything. Excellent customer service. Reviewed on: 18th March 2021

Excellent current account

5
I love my current account. Excellent online banking options ability to create accounts sitting in for mini savings accounts. Fab. Reviewed on: 18th March 2021

Exemplary of what a bank should be

5
In my 8 - 10 years of banking with HALIFAX, I can count the number of times I had have to go into the bank to discuss any problems because I have never had one. Also, when I did have a query and needed to go into my branch, the staff knew exactly what was required to find a solution. My money was easily accessible and I was never made to feel that I couldn't get at it. They offered alot of services to customers and businesses. I couldn't say enough about them if I wanted to. You also get instantaneous alerts whenever there is an activity on your account. They did it first :) Reviewed on: 13th March 2021

Good

5
Good readable easy to understand Reviewed on: 12th March 2021

walk in walk out save

5
first savers pinch best bank in out branch. Reviewed on: 10th March 2021

Lovely and warm

4
Lovely provider of basic FS services Reviewed on: 10th March 2021

Everything you want

5
The Halifax current account has everything you expect of a modern account. Cheque deposit by photo. Useful budgeting features. As someone who has used the current account switch service many times, Halifax is always the best experience. Reviewed on: 2nd March 2021

They opened my account in the wrong name

1
I recently opened an account with halifax and when I received the cards the letter was addressed to Mrs khan but when I opened it it said Dear Mr Khan and my card had Mr Khan on it when I called I was told the account was in Mr when I clearly opened it in Mrs and I was told to go to the branch to change it although it was their fault I called earlier today and was told to call back between 7-11 am to speak to the relevant team who would sort it instead I spoke to a very bad customer service lady who didn't even care and when I told her I wanted to close the account she just said wait while I put you on hold and just closed it she didn't even try to talk me out of it like the other lady did it was like she didn't care about the bank or their customers update: I waited ages for halifax to respond to my complaint and after many calls I received a letter saying they had looked at my complaint and gave me £30 compensation which I think is an insult considering the inconveniences they have caused me and I definitely won't be banking with them ever again Reviewed on: 2nd March 2021

Incompetent

1
I tried making an online transfer of monies from my Halifax account. However, I was requested to call the fraud line. I’ve was on hold for 3 hours and gave up. I tried again and gave up after another 3 hours. I spent 6 hours on the phone since it was an urgent transaction. I will now transfer my money elsewhere and similarly with all my businesses. Incompetence doesn’t fully describe such a service. Reviewed on: 26th February 2021

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