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Halifax: Current account reviews

Name: Current account
Rating: 4.18 (982 reviews)

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4.18

Based on 982 reviews, last reviewed 24th Apr 2026

133% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (982)

Terrible customer service avoid this bank !

Spend over 50 min on the phone been transferred from many times with no reason and last stuff member just hung up . Terrible service avoid Reviewed on: 1st March 2022

Halifax has gone downhill fast

I have eben a customer for about 15 years of halifax , yet over the past few years,I noticed staff seemed rude and unhelpful. Now their website is not doing it's job and so far I have hung on today for over an HOUR with 2 different operators trying to get through as I need to make 2 payments. No one even apologised for the long delay in holding on .This is not how I expect to spend my day and time. I will be changing banks soon as this is not what I expect from a high street bank Reviewed on: 28th February 2022

Impossible to contact

Had a fraud issue with a card. It is IMPOSSIBLE to get Halifax to take any notice They don't have a secure message facility and will not, under any circumstances answer the telephone. I've spent over 2.5 hours trying to get through over the last two days. I'm now in the process of emptying the account as I don't believe my money is safe with this organisation Reviewed on: 8th February 2022

Vigilant

Were quick to identify issues, & make us aware. Reviewed on: 29th January 2022

Worst bank and Complaint department not bothere

I spoke to a complaint handler his name was Adam Extension number: 1581599, very rude and unprofessional, refused to raise a complaint against him when he was rude on the phone, refused to deal with my open complaint and he wanted to close it without reviewing it as apparently its the same complaint as the one was opened a year ago but its not the same, he refused to listen to the call between me and collection when they actually gave me incorrect information. I strongly don’t recommend anyone to bank with them or even bother raising a complaint as they wouldn’t even bother dealing with you, I think if there was a trophy for worst customer service, Halifax would be in the lead ! Reviewed on: 28th January 2022

Easy peasy!

Online access great plus a branch if I need one! Reviewed on: 24th January 2022

Pretty standard experience

I joined Halifax as it had one of the higher interest rates and convenient branches (I am on the Expresscash account). My experience with them has been pretty standard - no bad experiences but nothing outstanding or exciting. One thing I really don't like is their login system. You cannot have symbols in your password, it is limited by length and requires you to use a memorable phrase as a second factor (2FA is brilliant but there must be better options than this). I am considering moving to a neobank like Monzo or Starling for a better experience that reflects how I actually use my account and what a modern current account should look like. Reviewed on: 24th January 2022

Fantastic Customer Service

Offered excellent financial support especially in times of needs. Easy banking experience Reviewed on: 22nd January 2022

Super service

Friendly and helpful staff who will take time and trouble to sort out problems Reviewed on: 20th January 2022

Customer service

Even though our local bank got rid of the face to face tills, there is always a friendly face there to advise you or help you out if needed Reviewed on: 20th January 2022

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