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Halifax: Current account reviews

4.27
Based on 988 reviews, last reviewed 21st Aug 2026
90% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

4

Halifax is a bank and it’s where I keep my money. Halifax is a bank and it’s where I keep my money. I put it in there and it stays there until I spend it. How many characters is enough characters? Hav... Read more Reviewed on: 21st August 2026
d.orchard's avatar
d.orchard

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

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Halifax Current account reviews (988)

The Halifax makes banking easy

5
I find the online banking easy to use and reliable. I am reminded by text how much I have in my account to make sure I have enough money t cover direct debits. This is very helpful indeed. The staff in my local bank in Penzance are efficient freindly and very helpful. Reviewed on: 6th January 2019

They do not care in the slightest

1
If I could dump them I would, when I was self employed and trying to establish a business they were worse than useless, I couldn’t in all honesty recommend anyone to bank with HBOS. I’ve been a customer of theirs since the 1980s and I am good at managing my finances but they don’t take that into account. They are the epitome of everything that is wrong with the banking industry Reviewed on: 5th January 2019

Great Bank

5
I have a current account and I bank online. I love the website, it is especially easy to use & understand, and I feel it is very secure. I have my household direct debits all set up to be paid monthly and have never had a single problem. I am really happy with the service I receive fro the Halifax. Reviewed on: 5th January 2019

Always accomidating

5
Staff are always kind and helpful and helped me choose the right bank account for me. Reviewed on: 4th January 2019

Good basic account

4
Good basic account, keep you informed by text if you are close to going overdrawn. Internet banking app is great helps me keep track of any bills Reviewed on: 3rd January 2019

Fab

5
Every time I use Halifax whether it be online or in my local branch,I can't fault their customer service!there's never huge queues and the cashiers are always polite and helpful Reviewed on: 3rd January 2019

Trustworthy

5
Never had an issue with Halifax. A bank that truly listens Reviewed on: 3rd January 2019

5 Extras

5
I use a Halifax current account as I can make the most of my extras such as breakdown cover, home emergency, mobile and holiday insurance Reviewed on: 1st January 2019

All rounder

5
This covers all basis from car breakdown, phone, travel and home insurance for a great price and no hassle. Reviewed on: 30th December 2018

useful

5
good solid app. Less queues at bank Reviewed on: 25th December 2018

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