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Halifax: Current account reviews

4.14
Based on 939 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
6%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

5star customer care Online and in store their team are always helpful and polite I have an autistic child and they are amazing with him when he feels dysregulated Reviewed on: 5th September 2025
Emma D's avatar
Emma D

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (939)

Always receive great service

5
Never had a bad experience with them Reviewed on: 19th January 2017

Halifax Current Account

4
My favourite thing about the Halifax current account is how easy everything is to do online. You are able to extend or close overdrafts, easily transfer money, win rewards etc etc. It's very quick and I am yet to have any problems in all the 10+ years that I have banked with them. Reviewed on: 17th January 2017

I've not had a single problem with Halifax and they have always been so very good at customer service

5
I opened a current account with Halifax after much trouble with my previous bank the account opening was easy and efficient they sent my card through within 7 days and set up all my standing orders etc right away no concerns or hassle a very good bank Reviewed on: 15th January 2017

Standard bank experience

3
Customer service is good, but nothing is there to make it stand out from other banks/building societies Reviewed on: 12th January 2017

Customer service.

4
Does not always put the customer first. Reviewed on: 10th January 2017

Loyalty means nothing

1
I have been with Halifax for over 10 years and have always been a good customer (never over drawn, never in debt, regular income.) Over this time they have removed all of the perks of my account and refused to offer me a mortgage because of my "temp" contract - which has a secure salary and no end date. Everything is done online and there is no flexibility. Terrible bank, terrible service. Now I have my mortgage through HSBC and will be switching my current account to them shortly. Reviewed on: 9th January 2017

Basic but manageable it is what it is and I need it

4
Just an overall summary of my account and if I use my card I can earn casback on some transactions. Easy to manage account. Reviewed on: 8th January 2017

Good customer service / great internet banking site

4
Despite other banks offering tempting incentives to switch current account I have stayed loyal to the Halifax. They have provided consistent good customer service and are easy to get in touch with. They also pay you a monthly £5 for having a current account (though sadly that amount will reduce in the near future). Their internet banking site is excellent - one of the most user friendly sites i have come across. Reviewed on: 8th January 2017

Great bank, never had a problem

5
Great service, easy to use app. Quick and secure log in. Reviewed on: 7th January 2017

Generally good experience

4
The current account is extremely easy to follow online. One of the main things I like about it is the £5 you receive for running the accout correctly, but what I do not like is no option to enquire about things via email, there is just a phone number. Reviewed on: 6th January 2017

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