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Halifax: Current account reviews

Name: Current account
Rating: 4.27 (988 reviews)

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4.27

Based on 988 reviews, last reviewed 21st Aug 2026

90% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

4

Halifax is a bank and it’s where I keep my money. Halifax is a bank and it’s where I keep my money. I put it in there and it stays there until I spend it. How many characters is enough characters? Hav... Read more Reviewed on: 21st August 2026

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (988)

Halifax is simple!

I started banking with Halifax back in 2007 when I opened a student account. They offer a £3000 interest free overdraft over the 3 years. After this you change to a current account and have 6 years before being charged for your overdraft. I couldn't have survived uni without this. With the current accont I have a contactless card which is so easy and online banking which I find wonderful, especially the app. I enccourage everyone with ban problems to change to Halifax Reviewed on: 8th May 2017

awesome customer service

thye helped me wiht my financial situation Reviewed on: 7th May 2017

Be in charge of your finances

Most of the time I can get on line check my balance, direct debits and messages. If I could use the website every time the score would have been 5* but I have awarded it 4* because it has let me down a couple of times Reviewed on: 2nd May 2017

Best bank I've been with

I swapped initially just for the reward offered but since changing to the Halifax I've been really surprised with how good they are. The service is much more personal from my local branch rather than a call centre. The app is simple and I can do everything I need on it. Reviewed on: 1st May 2017

Good bank

Didn't take long to apply card came quickly good overall Reviewed on: 27th April 2017

5 star

LovEvans this bank no charges for going overdrawn. Reviewed on: 13th April 2017

Always informative

Great access to my account with online banking apps. Reviewed on: 5th April 2017

no major issues

easy enough company to deal with, no problems with the account or the company Reviewed on: 4th April 2017

excellent service

advisers always freindsly, helpful and go the extra mile Reviewed on: 4th April 2017

Great current account provider

I'm rewarded every month with £3 credited to my account simply for banking with them and I receive cashback on my purchases. The staff are friendly and the branch is open Saturday mornings. I would recommend Halifax as a current account provider. Reviewed on: 3rd April 2017

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