Smart Money People Logo

Halifax: Current account reviews

4.18
Based on 982 reviews, last reviewed 24th Apr 2026
133% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

5

Very good, easy to use, helpful and quick at respond... Very good, easy to use, helpful and quick at responding Reviewed on: 22nd April 2026
Ell jay's avatar
Ell jay

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Halifax Current account reviews (982)

Great service

5
Friendly, helpful staff, a pleasure to use. Reviewed on: 12th February 2017

Perfec!

5
Since opening my account I've had no problems, I use the internet app and its fabulous Reviewed on: 12th February 2017

Used for years

5
Love the reward I get every month Reviewed on: 12th February 2017

A breath of fresh air

5
I switched a year ago from another bank and I'm so glad I did. Halifax have fantastic customer service, much more personal and friendly. It's easy to speak to my branch rather than being redirected all over the place. The app does everything I need it to do and it's so easy to use. My local branch are all very friendly and efficient aswell. The best bank for me! Reviewed on: 12th February 2017

hange of name

3
Find it really annoying that as with a lot of companies when you change your name and email details you are still left with the old login. and if that includes old name, not changeable Reviewed on: 12th February 2017

Wonderful current account with many perks

5
As part of Halifax's current account, there are many opportunities to gain cashback when shopping in addition to the reasonable interest rate. For example, I have received an offer for 15% off GBK. These two factors, along with the security of the nationally recognised bank, have meant that Halifax has been able to provide the perfect current account for me. Reviewed on: 12th February 2017

Good Bank

4
I have had not problems at all with this bank. When I have had a query it has been dealt with efficiently. Reviewed on: 12th February 2017

Halifax Current Account

4
Generally always runs smoothly. Have been in a situation where advice regarding my student overdraft was miscommunication to me in store before and was very quickly left with debt of £1200 to clear costing me £1.00 a day until it was totally gone when I had been told the overdraft would be gradually reduced so it was manageable. In this case the customer service was not good and I felt I wasn't listened to. However, that was five years ago now and since then I e been nothing but happy. Would be nice to get more rewards for loyal customers. Reviewed on: 12th February 2017

First class action

5
My account was hacked! Was emailed an alert, and i called them.They instantly call the fraud squad and was assured me every thing was not taken and we changed all passwords etc! They worked so quickly.Very happy with the service Reviewed on: 12th February 2017

Recommend

5
I have banked with The Halifax for a good few years now & I like the service that I get so far. Reviewed on: 12th February 2017

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Halifax?

  • Online Tracker Bond

    from Halifax 5.00 from 1 reviews
    Halifax
  • Student Current Account

    from Halifax 4.67 from 11 reviews
    Halifax
  • Online Saver

    from Halifax 4.62 from 35 reviews
    Halifax
    View all products