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Hastings Direct: Car insurance reviews

Name: Car insurance
Rating: 3.02 (676 reviews)

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3.02

Based on 676 reviews, last reviewed 23rd Feb 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

34%

20%

35%

Latest highest rating:

5

I've been with Hastings Direct for a good few years... I've been with Hastings Direct for a good few years now - they've helped me with carious claims and at a difficult time when I had a car accident they... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Dodgy fees. I just finished a contract with this company. My car insurance was finished at 23:59 of the 19th of Feb. They have automatically renewed my car insura... Read more Reviewed on: 23rd February 2026

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About this product

Hastings Direct provide award-winning car insurance.

You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials, Direct and Premier. They're available as an online product which is a lower cost, self-service policy that you manage yourself.

Hastings Direct car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

Hastings Direct Car insurance reviews (676)

Review of the Hastings Direct, Car insurance:

No quibbles!

Fantastic insurer, no issues and would recommend. Reviewed on: 12th August 2022

Insurance ripp off

Think your getting a good deal until you have an accident. I had a terrible motorbike accident over a year ago. I took out the extra cover for personal injury. £19.99. When the accident happened my wife called a good lawyer not one of these no win no fee. A few weeks later I get a call from a company claiming to for Hastings. I said I have already appointed a lawyer who has already started work on my case. They didn't tell me that my personal injury payment would not be paid unless they were my lawyers, keep away un trustworthy. Take your money won't pay out. Reviewed on: 22nd November 2016

Avoid!!

Possibly in the middle of receiving the worst service I've ever experienced. No ownership of issues, no updates, no sense of urgency, no help & I have to resort to "complaining" on Twitter every time I want to talk to someone (who then tell me to ring the person I have been trying to ring / email without success!!) And this doesn't even relate to a claim...! Reviewed on: 10th November 2016

Charged for everything

If you make any changes at all to the policy even if it's done via your online hastings direct account you'll get charged a min of £25 AVOID AVOID Reviewed on: 7th November 2016

Hastings Direct - Competitive Car Insurance

Simple - they offered the cheapest car insurance renewal quote by about £40. No problems at all with them. Reviewed on: 29th October 2016

Never using Hastings again in my lifetime.

So unhappy with them. V poor customer service. Having to chase at every stage. The accident was 100% not my fault yet they wish to settle on a knock for knock basis and take my £590 excess. Policy automatically renewed at this when or previously the excess was much lower. At a time when you need help, support and to be listened to DONT USE HASTINGS. I remain bitterly disappointed with them. Reviewed on: 29th October 2016

Don't expect 5 star service when claiming

Perhaps not much different from other insurers, but my first and only experience of claiming on my 6-year-old Hastings Direct policy was fraught with delay on their part, and their unwillingness to pursue the other (at fault) driver's insurers because "we don't generally deal with liability issues", despite me providing them with all the photographic and documentary evidence they could possibly need. Result: I lost my excess and must live with having an "unrecovered" claim which puts up future premiums. Nothing happened to advance the claim without me having to phone them up at each stage to ask why they had done nothing since my last phone call. They told me that they were resolving their claims dept issues, but I'm off elsewhere after this experience. Reviewed on: 21st October 2016

Excellent, and very competative

I've been with Hastings for 4 years now and even though I've made a claim they still come out on top every year! Best price on the market. Recommended to family and friends who all agree there the best. Reviewed on: 9th October 2016

Fantastic

Best deal I found, very easy to proceed with car insurance. Reviewed on: 9th October 2016

Hastings Direct - Competitive Car Insurance

Very competitive price for me this year, almost £80 less than any other quote or comparison website. Reviewed on: 8th October 2016

Best quote I could find but hassle when coming to a claim

The best price I could find when comparing car insurance, but I had to make a claim on one occasion. This resulted in a lot of hassle on the phone, being passed about to different people who didn't know the answer to simple questions. At one point I had 2 claims open for just the one claim so there seems to be a lack of communication somewhere along the line. Reviewed on: 8th October 2016

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Hastings Direct: Car insurance reviews

75% decrease in 5 star reviews

75% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Hastings Direct Car insurance reviews (676)

No quibbles!

Insurance ripp off

Avoid!!

Charged for everything

Hastings Direct - Competitive Car Insurance

Never using Hastings again in my lifetime.

Don't expect 5 star service when claiming

Excellent, and very competative

Fantastic

Hastings Direct - Competitive Car Insurance

Best quote I could find but hassle when coming to a claim

Do you have a different Hastings Direct product?

Want to see more from Hastings Direct?

Van Insurance

Personal loans

Motorbike Insurance

Join Smart Money People

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