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HSBC: Bank account reviews

3.65
Based on 1,312 reviews, last reviewed 7th Nov 2025
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
16%

Latest highest rating:

5

The person that attended to me was sp helpful and... The person that attended to me was sp helpful and calm to sort out my problems and respectful Reviewed on: 15th October 2025
Funmi S's avatar
Funmi S

Latest lowest rating:

1

Zero is their number. Zero is their number. I paid out my mortgage and signed the discharge papers months ago, only to learn during the sale process that the bank still hol... Read more Reviewed on: 7th November 2025
Frances C's avatar
Frances C

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1312)

Excellent Banking

4
Great service for checking and saving customers Reviewed on: 14th April 2015

Amazing, and smooth, so enjoyable.

5
HSBC makes banking fun and easy. No more painstaking and feeling of pulling teeth anytime you have to do banking. Highly recommend this institution and would recommend it to each and every one of my friends and family members. They want to make you happy and the experience smooth and hassle free, the way it should be. They aren't only concerned with making money off of you. Reviewed on: 14th April 2015

Service is excellence.

5
HSBC is very good bank. Customer service is very good towards the customers. They very helpful. I would like to recommend to join HSBC banking. Reviewed on: 13th April 2015

Solid institution.

4
Solid institution with a great customer service experience. Their way of doing things is nice and refreshing. Keep it simple and have some patience. Not many bells and whistles but if you're looking for a no hassle banking experience I'd highly recommend this. Reviewed on: 13th April 2015

Reasonable banking services

4
I've had an online savings account and an online bill pay account with HSBC for quite a few years. I got the accounts when interest rates on such accounts were really good; unfortunately their interest rates (like with other banks) have gone way down. Whenever I've had to contact customer service by phone I've always had a good experience since their reps are knowledgeable and helpful. Their website is not quite as good when it comes to ease of use but it's still acceptable. I like that HSBC allows me the provision of designating a beneficiary for my accounts in the event of my death (a lot of banks don't allow that). Overall it's a good online bank. Reviewed on: 13th April 2015

HSBC is Great!

5
HSBC has been our bank for several years now. They are a secure financial institution, and they care about their customer's needs. I would recommend them. Reviewed on: 13th April 2015

never had any problems with this bank, first class service

5
they have exceeded my expectations every time. I am treated as an individual if ever I need to contact them. The online banking service is convenient and east to navigate to find the service I need at any time Reviewed on: 9th April 2015

bad service, incompetency, no word to express how bad HSBC is.

1
Bad service and customers are treated worst than animals ... Tried to open an account and after a mounth I am told that the account can be opened because of initials missing of my proof of adress.Great ridiculous does not kill. Was even asked to leave the branch................. That is scandalous and great Llodys agencies are next to them... This year Lloyds made a lot of benefits, no wonder why most of the Lloyds agencies are located next to HSBC ones. At least, in Lloyds banks, the customers service is a lot better and they offer solutions, HSBC proposes only troubles. The best expressions of HSBC ; I am sorry, I understand and rather than that no solutions proposed to help the customers. HSBC your policy can t be put into words to express how bad it is. I guess this statement won t change your methods and your outdated policies, continue like that Llodys and others normal banks will make even more benefits .................. Reviewed on: 21st March 2015

Rang as soon as suspicious activity was on my card

4
I had been purchasing games and other various things onlline and not even 30 seconds after i ordered the games hsbc rang to confirm that it was me using my card. I found this very helpful in case there was suspicious activity on my card, i would be content knowing they would ring to make sure straight away Reviewed on: 18th March 2015

Disappointing that such poor customer care exists in this organisation

1
Misleading information, rude advisors I will never deal with this bank again Reviewed on: 11th March 2015

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