Smart Money People Logo

HSBC: Bank account reviews

3.65
Based on 1,310 reviews, last reviewed 3rd Oct 2025
90% decrease in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
16%

Latest highest rating:

5

With HSBC for 26 years. I've been with HSBC for 26 years and Ive never had any problems. Very good in branch and never an issue online. Reviewed on: 5th September 2025
D. Joyce's avatar
D. Joyce

Latest lowest rating:

1

Terrible experience Please please please do not open a business account with HSBC. I just started a new business and decided to open an account with HSBC. I transferred £... Read more Reviewed on: 3rd October 2025
Laura Bennett's avatar
Laura Bennett

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Bank account reviews (1310)

Hopelessly bad

1
It's not a good experience. They can't get their app to work to save their lives. Branch services are a joke, and phone lines are unhelpful Reviewed on: 24th January 2022

Not great - feels tired

2
HSBC are not as impressive as I had thought they were before becoming a customer. Many of their physical branches are closing down, the phone service is a bit variable, and the app is not user-friendly. Reviewed on: 21st January 2022

Excellent

5
Very pleased with the service i receive from my bank. The physical building is staffed by helpful, knowledgeable people, and the online process is simple and easy. Would recommend highly. Reviewed on: 20th January 2022

Very good

5
Have been quick in responding to my queries, and very useful. The interest rates are a bit low, but so are all of the others Reviewed on: 20th January 2022

Service deteriorates each time I have to deal with them

1
Difficult to contact , online banking apps are clumsy and outdated , pitiful interest rates. Reviewed on: 18th January 2022

Never had a problem

4
Not only have I never had a problem with them but they are also very helpful with anything you ask of them. Reviewed on: 18th January 2022

Best Bank in the UK

5
Always quick to rectify mistakes. Great Customer service Reviewed on: 17th January 2022

Great Bank

5
Easy internet banking and good service Reviewed on: 17th January 2022

HSBC are very helpful

5
I would definitely recommend HSBC to friends and family, as they are very helpful. I do love their banking app as well. Reviewed on: 16th January 2022

Feeling Fees

2
Service fees vary by bank. It feels like you pay more at HSBC for banking services. Reviewed on: 16th January 2022

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.78 from 6 reviews
    HSBC
  • Home Insurance

    from HSBC 4.46 from 7 reviews
    HSBC
  • Regular Saver

    from HSBC 4.44 from 25 reviews
    HSBC
    View all products