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HSBC: Bank account reviews

3.72
Based on 1,350 reviews, last reviewed 24th Feb 2026
1150% increase in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

5

trustworthy, dependable bank with good incentives fo... trustworthy, dependable bank with good incentives for saving and investing Reviewed on: 20th February 2026
Andrew C's avatar
Andrew C

Latest lowest rating:

1

Uncomfortable and unreasonably bureaucratic My parents opened an account on my behalf as a child (aged approximately 9), which involved me signing some documents. A decade later, I could not rea... Read more Reviewed on: 24th February 2026
Tessa Stewart's avatar
Tessa Stewart

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank account reviews (1350)

Review of the HSBC, Bank account:

Just what I want from my Bank

5
HSBC is always a pleasure to deal with - friendly staff in branch and contact centres. If I ever have an issue, they sort it out with ease and professionalism Great mobile app features - love that they now offer investment services to personal customers Highly recommend to friends and family Reviewed on: 11th April 2023

Best bank overall

5
Especially to for salaried people, HSBC provides the best service and plans Reviewed on: 29th March 2022

Great and generous

5
My experience with HSBC has being amazing. They have excellent customer service, kind, generous and polite to customers. They are very innovative, especially with their mobile app and keep improving all the time. They have great banking offers and fast transactions payments system. Reviewed on: 29th March 2022

easy online banking

4
the online banking is very easy to access Reviewed on: 27th March 2022

Not great- lacks basic features

2
The mobile app is lacking basic features down to removing payees - this is not possible and requires online banking. Some great staff in the branches though ( or at least the ones to at are still open ). Reviewed on: 26th March 2022

Easy to use and friendly

5
Staff are always friendly on the phone, easy to use online interface. No problems or delays with accounts or information requests. Reviewed on: 25th March 2022

Meh, good but not the best

3
App is fine, customer service are trying to help but not too informative like other banks Reviewed on: 24th March 2022

High Street Bank not keeping up with the times

2
Such a big bank, with such poor offering and cumbersome app, and their sustainability values and general ethics are far from good. I'm choosing to move my money away from them to challenger banks and building societies that do it much much better. Reviewed on: 20th March 2022

Great banking app!

5
Friendly app super easy to use!! Reviewed on: 18th March 2022

The most appallinge customers service ever

1
Want to hang on the phone for 45min? Then another 45 min when the line drops? Waiting for a call back that will never happen? Have your transfer blocked by a random check? Want to be told downright lies by an agent trying to block your transfer? Have the bank phone you up twice at 15 minute intervals to block your account? Be confronted by an offensive employee who refuses to accept your answer? If that's what you want, join HSBC. Reviewed on: 12th March 2022

Quick to help

5
Superb and quick response to fraudulent activity on my card. A simple phone call to cancel my card, send me a new card and returned the money I had lost. Reviewed on: 9th March 2022

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