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HSBC: Business Banking reviews

2.10
Based on 214 reviews, last reviewed 23rd Jun 2025
No new 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
18%
See only 4 star reviews
13%
See only 3 star reviews
8%
See only 2 star reviews
5%
See only 1 star reviews
56%

Latest highest rating:

5

Very helpful ,professional team ,good app ,easy to o... Very helpful ,professional team ,good app ,easy to operate ,hsbc stand up with my company during corona virus ,all time I revive nite for assistance, ... Read more Reviewed on: 13th April 2024
Sam M's avatar
Sam M

Latest lowest rating:

1

Lame horse of a bank Having banked for over a decade with HSBC, I have seen fees increase, interest rates on saving fall to near zero, and absolutely no business support. ... Read more Reviewed on: 23rd June 2025
Darren S's avatar
Darren S

About this product

HSBC business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at HSBC is really like. With business banking and aspects such as access to finance being so important to many business owners, Smart Money People is becoming the UK's leading source of HSBC business banking reviews. Remember that you can write yours too, and join our mission to increase trust and transparency in financial services.

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HSBC Business Banking reviews (214)

Do we look a day old?

1
We are a business customer and I so wish we weren't! 1) Their online banking service is archaic and has the functionality of a fridge. 2) Telephone banking is OK but lengthy - hence the 1 star! 3) But MOST annoying is the level of detailed PERSONAL info they need from you for 'SAFEGUARDING' your account ie. protecting it from fraud. Do we look a day old? We've been customers for 6 years - so if what they say is true, for the past 6 years we have been exposed to all sorts of potential fraud scams and goodness knows what! The level of personal info they NEED could not possibly all be required to safeguard our account from fraud, but WOW what a great collection of insights they now have about us - we could have refused but they CLOSE YOUR ACCOUNT DOWN if you DO! If I had the time I would have changed banks, but with regret we have passed on everything and are now deeply suspicious of their motives and ethics. Reviewed on: 17th December 2019

Terrible experience, long wait times, call centre staff are unhelpful and uncaring.

1
I didn't even manage to complete my application for a business account but from the experience I'd had, indicated I had a lucky escape. Took days for steps of the process to progress. Told they needed more information after sitting on application for a week. When I asked what that was, they didn't know. I asked for them to call me back when they found out, but they didn't. Chased for more info to be put on hold for 45 mins, hung up and rang back to find their systems had gone down and I'd been left on hold, each time no one seemed to care or even apologise for the delays and poor communication. I was hung up on twice by their call centre staff (first time because my daughter was crying and I needed a moment to calm her, second time right at the end of this charade because I closed the application due to the poor experience and was in the middle of asking to be put through to the right department to make a complaint... I didn't get the chance!). Avoid HSBC Business Banking at ALL costs. I've spoken to several other people since who had similar experiences. Reviewed on: 17th December 2019

If you remember 76512873 different security codes - great, sign up today.

1
You'll need a billion different security codes to verify yourself - no one can keep track. I absolutely loath their service. Reviewed on: 3rd December 2019

Awful Experience

1
For days, I've been trying to apply for a business account online-no success. I used the chat button-no reply. I rang them up this morning, my call got answered immediately but I got transferred and waited for 50 minutes so I decided to hang up. What a waste of my time and I can't imagine dealing with my day to day business banking with this kind of service. Reviewed on: 29th November 2019

Crap

1
I have been a client for 60 years and their only interest is making money from their clients . Not bad in any way for the shareholders , which is their prime responsibility to which I agree . The problem is customer care which is ziltch , customer service is poor but I am aware most banks are the same . They rely on inertia not to change . This is a very poor reflection on the retail banking market . I have 8 different accounts with HSBC including there business accounts . Reviewed on: 27th November 2019

Very reliable bank and great service overall.

5
HSBC has always kept me up to date with all the services. Has also helped me with cyber fraud. So would very much recommend to others. Reviewed on: 27th November 2019

Consistently high standard of customer service

4
We do not actually need to much service as a client of HSBC. However what we do need, is very well delivered and the online service is simple, safe and in our experience robust. We also value the business insights. Reviewed on: 27th November 2019

Very helpful

5
It’s always help me Great full very loving staff and Alway helps Reviewed on: 26th November 2019

Best staff for giving support

5
The staff make all the difference. Always helpful Reviewed on: 26th November 2019

Unprofessional business banking approach

1
Unprofessional and uninterested managers/ bankers in the business department in Chichester branch, throughout 15 years of dealing with them. So bad had to contact HSBC CEO to sort out on one occasion. Reviewed on: 26th November 2019

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