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HSBC: Credit Card reviews

3.02
Based on 113 reviews, last reviewed 12th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
41%
See only 4 star reviews
19%
See only 3 star reviews
12%
See only 2 star reviews
5%
See only 1 star reviews
23%

Latest highest rating:

4

Good credit card, good 0% balance transfer deal. Good credit card, good 0% balance transfer deal. paper statements are good and app is also good Reviewed on: 19th April 2025
Gloria in E's avatar
Gloria in E

Latest lowest rating:

1

Delay in receiving Credit Card Applied for Credit Card online. No confirmation received via email/post/ text of successful application. Numerous calls made to Customer Service to en... Read more Reviewed on: 12th June 2025
Yukster 's avatar
Yukster

About this product

HSBC Credit Card reviews can help you to find out about the pros and cons of the HSBC Credit Card credit card. What kind of features do HSBC customers like? Find out more about the HSBC Credit Card by reading our trusted Smart Money People reviews. You can also write your own HSBC Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

HSBC Credit Card reviews (113)

Review of the HSBC, Credit Card:

Don't keep me informed, don't seem to care

2
Completely impersonal experience. they keep stopping my card from working without telling me because of security checks, and then it is difficult to get it re-established. The staff do their best, I think they are outsourced, but it is just a dispiriting experience dealing with them. Reviewed on: 12th March 2021

I challenged a tarnation.

3
I challenged a tarnation. Had to fill in a proper form send it and 3 months later they still haven't responded. Reviewed on: 4th June 2024

Good could be a bit quicker to set up account...

3
Good could be a bit quicker to set up account Reviewed on: 15th April 2024

Very happy with HSBC.

4
Very happy with HSBC. The CS team is always very helpful. Reviewed on: 12th April 2024

Fair reward program, easy to use platform

5
Fair reward program, easy to use platform Reviewed on: 16th February 2024

Great customer service especially during a fraud alert.

5
Great customer service especially during a fraud alert. Reviewed on: 15th February 2024

Total waste of time!!!

1
I was pre-approved for 0% balance transfer of £5000, but after answering personal questions both on line and over the phone, was offered a credit limit of £1000. Total waste of everyone’s time, and felt that ai had sold my soul to the bank for them to then not approve the credit ai was applying for! Reviewed on: 4th February 2024

New credit card

5
Just took out a new credit card. I am already a customer so there wasn't much admin but the process was quick and easy. I'm happy. Reviewed on: 4th January 2024

Rude staff

1
They are so rude. They should be trained to attend to customers. I don't think they won't work. They don't listen to you. Reviewed on: 5th December 2023

Never recommend HSBC.

1
Damn officers, dont take HSBC’s services. Reviewed on: 21st November 2023

Global card

5
Simple’s and I do like simple. Perfect for when going abroad Reviewed on: 22nd August 2023

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