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HSBC: Credit Card reviews

3.29
Based on 108 reviews, last reviewed 28th Feb 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
43%
See only 4 star reviews
19%
See only 3 star reviews
12%
See only 2 star reviews
6%
See only 1 star reviews
20%

Latest highest rating:

5

Builders Very nice and very good ! I have this product and I am a heppi Reviewed on: 28th February 2025
Dmitriy 's avatar
Dmitriy

Latest lowest rating:

1

I had a HSBC Premier Credit card with a Limit of 4k,... I had a HSBC Premier Credit card with a Limit of 4k, my balance was £1700 which is less than 50% Utililzation. I have no missed payments and the card... Read more Reviewed on: 22nd January 2025
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About this product

HSBC Credit Card reviews can help you to find out about the pros and cons of the HSBC Credit Card credit card. What kind of features do HSBC customers like? Find out more about the HSBC Credit Card by reading our trusted Smart Money People reviews. You can also write your own HSBC Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

HSBC Credit Card reviews (108)

Review of the HSBC, Credit Card:

Enables students to gain a credit card

5
Excellent that HSBC offers students the opportunity to gain a credit card, enabling them to boost there credit score whilst still studying. Reviewed on: 31st May 2023

Total waste of time!!!

1
I was pre-approved for 0% balance transfer of £5000, but after answering personal questions both on line and over the phone, was offered a credit limit of £1000. Total waste of everyone’s time, and felt that ai had sold my soul to the bank for them to then not approve the credit ai was applying for! Reviewed on: 4th February 2024

New credit card

5
Just took out a new credit card. I am already a customer so there wasn't much admin but the process was quick and easy. I'm happy. Reviewed on: 4th January 2024

Rude staff

1
They are so rude. They should be trained to attend to customers. I don't think they won't work. They don't listen to you. Reviewed on: 5th December 2023

Never recommend HSBC.

1
Damn officers, dont take HSBC’s services. Reviewed on: 21st November 2023

Global card

5
Simple’s and I do like simple. Perfect for when going abroad Reviewed on: 22nd August 2023

Accessible Student Credit Card

4
The ability to get a credit card along with a student bank account has allowed me to start building my credit history and score. Reviewed on: 11th June 2023

Good Reputable Company with clear terms and conditions.

5
Good Reputable Company with clear terms and conditions. Reviewed on: 3rd June 2023

Purchase Credit Card

5
If you're looking for a smart financial option, I highly recommend getting a Purchase Plus Credit Card Account. With 20 months of interest-free payments, I was able to book a family vacation for this year's holiday without worrying about paying extra interest rates. It helped me stay within my budget and made my vacation planning stress-free. Reviewed on: 1st June 2023

Good website and mobile app

4
Website and mobile app very user friendly. Reviewed on: 11th April 2023

HSBC Unhelpful to clients

1
Difficult to contact with correct departments and not very understanding when having difficulties in paying Reviewed on: 11th April 2023

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