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John Lewis: Partnership credit card reviews

2.05
Based on 899 reviews, last reviewed 22nd Jun 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
5%
See only 4 star reviews
2%
See only 3 star reviews
2%
See only 2 star reviews
4%
See only 1 star reviews
87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026
Robert Neale's avatar
Robert Neale

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026
honrad's avatar
honrad

About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

1
Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

New Day the new supplier is dreadful

1
Customer service is poor, the card is not reliable and the app fails - the old supplier with John Lewis was great, but since moving to New Day it is terrible - use someone else Reviewed on: 11th August 2023

Poor Reward Vouchers Issues

1
Whilst I like the card and the fact that you receive reward vouchers once a quarter after that months statement is produced. You wait and wait and nothing arrives. Cal Customer services and they say I have to wait 28 days. I wait 28 days and they say oh...wait a while longer....three months pass and they finally agree that hey had an issue sending out he vouchers. replacement vouchers arrive and a promise that this was a one off. June 14 my latest points are redeemed and I wait and wait. Call the same person to be told I have to wait 28 days.....the call I made was 45 days after and then told to wait another week....still no vouchers. Now they are supposedly raising another complaint.....me thinks they have issues. Also,JL press to be so good environmental...but rather than sending e vouchers they print off paper vouchers, attach a separate letter and put in an envelope, then get them delivered to Royal Mail, then they drive to my house in a diesel van {I live in a rural area} not what I would call environmentaly friendly!!! Reviewed on: 2nd August 2023

John Lewis Newday card is useless

1
Since John Lewis changed to Newday we have had nothing but trouble with a card that we had previously used for preference over other cards as it was so reliable. Now using the credit card does not work on contactless and even sometimes won't accept the correct pin number. Ther apphas now also failed as it would not accept the correct user nmae or even the correct card number & then blocked the account. A call to the Neyday 'help' number was useless and eventuallt passed to john Lewis team who unblocked the account. I have now deleted to app and will no longer use this card and have obtained a Tesco card instead. It seems John Lewis are intent on losing as many customers as possible, including us who have used Waitrose and the old card for 40 years.. What a stupid thing to do. Just go back to using a proper bank to support your card. Paulline & Don Plimmer Reviewed on: 28th July 2023

Loyal Customer Says AVOID NEW DAY JOHNLEWIS Card

1
Amir Goshtai What were you thinking when you chose New Day? Post transfer issues assumed to be teething problems, which were pretty painful at the time, but these simply get worse and worse. Other reviews detail the years of loyalty that I will add another 30 years to. Declined transactions, cessation of OTP codes to buy simple items is simply a failure to understand your customers needs. We too have had enough and will look for a new main card provider. Amir and team. Read these posts and understand what your customers need. Equally understand the value of good service and the cost of the current poor Service you have chosen to provide. App deleted. Card will be cancelled. Good bye secondary sales in John Lewis and Waitrose. Reviewed on: 26th July 2023

How the Mighty Have Fallen - The John Lewis Partnership Credit Card is Rubbish

1
John Lewis used to be a brand you could trust and my wife and I have had Partnership cards in excess of 20 years. However, since John Lewis switched to Newday last year, the service has become absolutely appalling with the latest problem being they insist I have the John Lewis App on my mobile phone - something I refuse to do, so now I cannot make on-line purchases with the card. As a consequence we will are looking for an alternative credit card supplier. Our advice to anyone thinking of applying for a John Lewis Partnership card is DON'T, and to John Lewis Company is ditch Newday as soon as possible and find a reliable bank that customers can trust Reviewed on: 25th July 2023

Useless credit card

1
The app is not allowing me to authenticate a purchase. I've tried to sort this out with customer service but they're as useless as their app! First they said my phone software needed updating, then their app needed updating, then the device that I was using to make the purchase was faulty. The third person said my account has been blocked due to suspicious activity. All seem complete rubbish! So now I have a card I can't use online. Previously I've had problems with the card being declined probably about a third of the time. A few cashiers have commented that's a common problem with the new John Lewis card. Reviewed on: 25th July 2023

No confidence in John Lewis as a trusted provider anymore.

1
I have had a Peter Jones (John Lewis) card for over 40 years and enjoyed exemplary serive and support when needed. I then had to move to NewDay. Unlike many others on reapplying I retained my previous credit limit, although was hugely irritated at being asked my spouse's income (I've had my card longer than I've known my husband) so where is the relevance of this? I am now on my third credit card, the first inexplicably ceasing to work. I tried to use the second for an under £100.00 purchase recently. Contactless wouldn't work, nor would chip and pin - two tries down - not wishing to have the card blocked I switched to my trusty Lloyds CC. NO problem. Later I checked my NewDay account online to find that payment had gone through after all. The helpful vendor identified 5 attempts at paying with my NewDay card when I had only attempted two. It was impossible to convey this information to customer services who couldn't explain why payment had gone through or why five attempts had been made to pay, indeed worringly they couldn't locate this detail at all. They recommended I disputed the transaction and had a new card. This I have done, and although an email has arrived explaining a refund will be forthcoming, so far, nothing. The card took 10 days to arrive, just as well I wasn't planning on going away and needing it. I've scaled down my use of my card hugely. Previously I used it for almost all my purchases but I've lost confidence in the service and sadly this is reflected in my views of John Lewis overall. It used to be my go-to shop......but no more. Reviewed on: 22nd July 2023

No customer service to contact after 7pm

2
No customer service to connect with after 7pm. It used to be 24 hour service. Unlucky for you if you need urgent help. Reviewed on: 21st July 2023

My experience is like many other reviewers - hopeless

1
The original HSBC underwritten card was pretty faultless with excellent fraud protection and really good customer service. Since John Lewis foolishly changed their provider to Newday it's been hopeless. Very poor/rude customer service with no ability to resolve anything. Randomly declined transactions, particularly problematic with subscriptions/continuous payments, like Dart Charge, so I've had to change all those to another card or face fines. Transport for London wouldn't even allow the card to be used for automatic ULEZ payments so presumably the problems are not new with Newday which means JLP failed to do due diligence. I will be dumping this card and replacing it with one direct from HSBC and in future avoiding all JLP financial services products. Reviewed on: 21st July 2023

Partnership Credit card - ditch at all cost

1
Absolutely atrocious customer service, fraud team is incompetent, card been blocked for over 1 week now. Will definitely pursue with ombudsman. All these problems began when Newday came along. Keep well away... don;t say you weren't warned. Reviewed on: 18th July 2023

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