Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 653 reviews, last reviewed 3rd Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026
Rish's avatar
Rish

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Great service

5
Very professional and friendly staff. Happy to help when needed and great customer service Reviewed on: 24th March 2026

Wouldn’t bank anywhere else

5
Always clear and efficient internet banking so simple excellent app Reviewed on: 24th March 2026

Don’t Doubt Lloyds

5
I’ve been with Lloyds now for almost 40yrs and not once have they ever let me down, back in 1987 I needed to take over a joint mortgage through breakdown of relationship, a single parent, 3 school children and working at the time only 30 hours my bank manager had every faith in me and let me remortgage, without their help I wouldn’t be in the position I’m in now, owning my home outright, I went on to work full time with promotion and can now live comfortably thanks to Lloyds Bank. Reviewed on: 24th March 2026

Great account, great app with good rewards

5
Great account, great app with good rewards Reviewed on: 24th March 2026

Live life with Lloyds alongside.

5
Live life with Lloyds alongside. Outstanding customer service, care and support you can bank on in these turbulent times. Lloyds provide a personal, perfect and permanent service which is world renowned and rightly so please don’t delay, join Lloyds bank today Reviewed on: 24th March 2026

Lloyds Club Account Experience

5
I have run a Club Lloyds Account for many years and have always received an efficient service. The current account pays a reasonable rate of interest as do Club Lloyds savings accounts. I had my debit and credit cards stolen whilst abroad this January. One phone call had my cards stopped and replacement cards were waiting for me on return home 5 days later. The fraudulent transactions on my credit card were quickly refunded by Lloyds so well done! Reviewed on: 24th March 2026

Bank on Lloyds

5
Such a great bank, they get me and provide me with the best products Reviewed on: 24th March 2026

Good incentives and app.

4
I swapped using a switch incentive. The incentive was generous, and the accompanying saver access was good. The incentives to get me stay are better than previous banks I've been with, with a well designed app. Reviewed on: 23rd March 2026

A good choice

5
I’ve been using lloyds for a few months now, and, it’s been a really positive experience. Getting everything set up was easier than I expected. The benefits of offered by the account are positive and I the app offers good functions. Definitely a solid choice. Reviewed on: 20th March 2026

Reliable intuitive website and app.

5
Reliable intuitive website and app. Interest on positive balance and kinked regular saver - all good products Reviewed on: 12th March 2026

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Cashback credit card

    from Lloyds Bank 4.77 from 13 reviews
    Lloyds Bank
  • Travel Money

    from Lloyds Bank 4.63 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
    View all products