Write a review

Go to business site

Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (630 reviews)

View other Lloyds Bank products

4.44

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

Read all reviews See your review

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Didn't change address properly

I contacted the Bank on many occasions to change an overseas address as I was stuck there due to Covid-19 and my card had expired. The staff I spoke to on the phone only put in the 1st line of the address despite me spelling the full address patiently word for word. The new Debit card never arrived Obviously due to this major error Reviewed on: 19th February 2023

Great benefits to Club Lloyd

The benefits to the Club Lloyd account are great. 6% regular saver where crucially you can save £400 a month - more than other banks' regular savers I've seen. "Lifestyle benefits" are nice perks too. Reviewed on: 31st May 2023

Can't fault this

Easy access account which comes with a range of perks to choose from including magazine subscriptions for a year. Special cashback offers and generally a straight forward current account. Can't find a fault! Reviewed on: 31st May 2023

Helpful and friendly bank

Always helpful and friendly staff both on the phone, social media and in branch. I love the fact that I can go into branch if I have an issue or to carry out required transactions and actually talk to a person. Reviewed on: 31st May 2023

A really innovative account

I am new to Lloyds bank but was enticed by their switching offer. Switching was super easy and their app is excellent. Lots of nifty features and the cashback is a brilliant addition. Reviewed on: 11th April 2023

Account

I have opened this account 5 years ago and I wouldn’t change it with other banks Reviewed on: 11th April 2023

Pretty Average

I have used them for no other reason as I was able to setup an account quicker than another option and have been with them since. I may one day move but they good enough for now. Reviewed on: 11th April 2023

Adequate

They do the basics interest rates are too low for savers Reviewed on: 11th April 2023

Good service experience

As I apply by internet, top up my money to my account by customer service and ask question by hotline, all staff is friendly and helpful. It is a very good experience for bank process my account. Reviewed on: 11th April 2023

Great all rounder with perks!

Ive had club Lloyds for almost a year. You get annual perks and can choose your treat, plus the account pays interest and also opens offers of higher rate savings accounts! Reviewed on: 11th April 2023

Great

I have a club Lloyds account and a regular current account, as well as a savings account with Lloyds. Great service and any issues resolved quickly. Reviewed on: 10th April 2023

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Current Account
from thinkmoney 2.89 from 71 reviews
Ultimate Reward Current Account
from Halifax 3.95 from 99 reviews
Plus Current Account
from The Cumberland 4.90 from 38 reviews

Want to see more from Lloyds Bank?

Cashback credit card
from Lloyds Bank 4.78 from 9 reviews
Travel Money
from Lloyds Bank 4.63 from 3 reviews
Student Mastercard Credit Card
from Lloyds Bank 4.61 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub