Smart Money People Logo

Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 653 reviews, last reviewed 3rd Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026
Rish's avatar
Rish

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Good service experience

5
As I apply by internet, top up my money to my account by customer service and ask question by hotline, all staff is friendly and helpful. It is a very good experience for bank process my account. Reviewed on: 11th April 2023

Great all rounder with perks!

5
Ive had club Lloyds for almost a year. You get annual perks and can choose your treat, plus the account pays interest and also opens offers of higher rate savings accounts! Reviewed on: 11th April 2023

Great

5
I have a club Lloyds account and a regular current account, as well as a savings account with Lloyds. Great service and any issues resolved quickly. Reviewed on: 10th April 2023

Very Good Product

5
Good For Personal Banking With Perks Such As Free Films With Online App Or Cinema Tickets Etc. Bank Also Offer Good Business Banking Deals Too. Reviewed on: 5th April 2023

Being a part of the Club just keeps getting better and better!

5
I love what Lloyds offer with the Club account and frankly feel none of the competition can match them. With recently adding Disney+ as well as Savings rates of 6.25%, in a Cost of living crisis, Lloyds is the Bank to be with! Reviewed on: 5th April 2023

Brilliant service

5
No issue at all for online app banking. Its easy quick and hassal free. Reviewed on: 5th April 2023

Great company

5
Easy to use, helpful and always polite staff. Reviewed on: 4th April 2023

Poor service

1
Really awful customer service when experiencing bank fraud. Did not ring back, no information. Felt very alone and frightened Reviewed on: 4th April 2023

Safe and convenient

5
It's always easy and fast to transfer money with this card and it's very secure, never been stolen Reviewed on: 3rd April 2023

Excellent

5
Very good to customers and cordial in all Reviewed on: 3rd April 2023

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Lloyds Bank?

  • Cashback credit card

    from Lloyds Bank 4.67 from 15 reviews
    Lloyds Bank
  • Travel Money

    from Lloyds Bank 4.63 from 3 reviews
    Lloyds Bank
  • Student Mastercard Credit Card

    from Lloyds Bank 4.61 from 7 reviews
    Lloyds Bank
    View all products