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Lloyds Bank: Club Lloyds Current Account reviews

4.44
Based on 653 reviews, last reviewed 3rd Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026
Rish's avatar
Rish

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Reliable

5
I like the reward and feel safe with this bank. Reviewed on: 16th March 2023

Rude branch staff

1
They kept getting my name wrong and was very rude about it. Reviewed on: 15th March 2023

Diabolical treatment of a vulnerable customer

1
Appalling gross misconduct against a vulnerable person having lost me over £40,000 through fraud and scams inconsistent procedures from their staff appalling. Customer care from management and appalling communication between fraud team is banks et cetera. Avoid them like the plague they won’t even allow me to move over to NatWest bank. Reviewed on: 14th March 2023

Great app, shame branches have to close

5
The app is great! You can check your credit rating on there and it holds loads of information. It also suggests how to improve your rating. It always seems to get better with the app. As I said though, shame about the branches closing for people who perhaps depend upon visiting a branch and aren't online or need to use a counter service. Although, being able to use the Post Office is good, but maybe needs promoting more. Reviewed on: 13th March 2023

Reliable

5
Happy with the service and how user friendly the app is when I want to use/track/transfer money Reviewed on: 11th March 2023

Always there for you

5
Happy customer and I can always find someone to help me with all my enquiries Reviewed on: 10th March 2023

Not a helpful bank

1
This is about my Mum's experience with the bank, totally unhelpful to ethnic minorities with lack of English, not helpful to disabled elderly people. Really disgusted with their service. Reviewed on: 10th March 2023

Perfect

5
Never had an issue extremely helpful no issues would never leave the company Reviewed on: 10th March 2023

Best

5
Best and easy to use for sending money Reviewed on: 10th March 2023

Great bank account

5
Online banking app so simple to use. Club Lloyds account offers access to regular saver with great interest rate. Reviewed on: 10th March 2023

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