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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (653 reviews)

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4.44

Based on 653 reviews, last reviewed 3rd Apr 2026

5500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Excellent Banking Experience! Excellent banking experience. The Club Lloyds perks (free cinema tickets/streaming) make it feel like a premium account without the premium price tag.... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (653)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Neutral product - nothing special

Neutral product - nothing special Reviewed on: 9th March 2026

Basic. No frills

Basic. Gets the job done. No fuss. The lifestyle benefit make sense. It's what you expect from a brick and mortar bank the app could have more functionality. It just does what it absolutely needs to do. Reviewed on: 8th March 2026

LLyodes current account

provides small amount of interest on holdings it system works very well on both PC's and Iphones Reviewed on: 6th March 2026

Good benefits

I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Amazing - offers - that has been very useful - cashb...

Amazing - offers - that has been very useful - cashback that always gets triggered Reviewed on: 21st February 2026

everything works as it should costs are minimal

everything works as it should costs are minimal Reviewed on: 20th February 2026

With Lloyds over 25 years never had any problems

Have been with Lloyds 25+ years never had any problems Reviewed on: 20th February 2026

Great it is my main bank!

Great bank, reminds me of Caixa Geral de Depositos in Portugal, very steady, always there so you can rely on it.It is my main bank. Reviewed on: 19th February 2026

Great benefits and great app, easy to use and gd...

Great benefits and great app, easy to use and gd rates Reviewed on: 13th February 2026

Great but needs less manual fee waiving process

Great product with lovely perks to choose from each year! The only downside is the fee waiving process is manual so shows up on the statement each month and you have to ensure after paying all bills etc you have money in the account for the fee so it doesn't take you into an overdraft. Would be great for the bank to update this to automatically waive fees for eligible customers Reviewed on: 12th February 2026

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