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Lloyds Bank: Club Lloyds Current Account reviews

4.47
Based on 619 reviews, last reviewed 26th Jan 2026
3300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Now with no foreign currency fees I've had my main current account with Lloyds Bank for many years, and it keeps getting better and better. The recent withdrawal of foreign currency fe... Read more Reviewed on: 26th January 2026
Luke's avatar
Luke

Latest lowest rating:

2

There isn't much choice in current accounts. There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite w... Read more Reviewed on: 22nd January 2026
Alan from Halifax's avatar
Alan from Halifax

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (619)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great benefits to Club Lloyd

5
The benefits to the Club Lloyd account are great. 6% regular saver where crucially you can save £400 a month - more than other banks' regular savers I've seen. "Lifestyle benefits" are nice perks too. Reviewed on: 31st May 2023

Club Lloyds

5
Excellent app , choice of rewards very good Reviewed on: 22nd January 2026

Seamless switch with great service

5
Switched to Club Loyds and it was seamless, I gained £200 cashback and free Dsney+. It was so easy and they supported me all the way. Reviewed on: 22nd January 2026

Closed branches

4
The nearest branch is an hours drive away! Reviewed on: 22nd January 2026

lloyds account

5
app user friendly. excellent customer service. good saving products Reviewed on: 22nd January 2026

A good bank with a local branch.

5
I have been with this bank for a very long time and never had any problems. I have had savings in other banks in the past but got fed up with closures so I closed them. Reviewed on: 22nd January 2026

Club Lloyds has great benefits for the value of the...

5
Club Lloyds has great benefits for the value of the account. From mobile phone insurance , home start car, free Disney plus as our chosen benefit a worldwide travel insurance for £23 a month. Great value for money Reviewed on: 22nd January 2026

Never in 50 odd years have I considered switching my...

5
Never in 50 odd years have I considered switching my bank until this week. I decided to try and choose Lloyds what a smooth excellent experience. I did it online and it all went through easily. Next emails welcoming me, more emails with app details, then email with acct number etc. brilliant service that I wish I’d done years ago. Reviewed on: 22nd January 2026

Great value account, with excellent useable benefits...

5
Great value account, with excellent useable benefits - and great customer service both on line and in branch Reviewed on: 22nd January 2026

Banked with Lloyds for many years, always been pleas...

5
Banked with Lloyds for many years, always been pleased with the service and accounts they provide. Store staff are always helpful and friendly Reviewed on: 22nd January 2026

There isn't much choice in current accounts.

2
There isn't much choice in current accounts. I am still with Lloyds but it is just a case of the best of a bad bunch. Yes they do the basics quite well but if you want branch service take a chair and flask of tea with you because you could be queuing for quite a time. The Club Regular Saver is amongst the market leaders but Lloyds do not make it easy for customers and the rigmarole of closing and opening the account every 12 months gets tedious after you have done it several times. Reviewed on: 22nd January 2026

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