Write a review

Go to business site

Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (654 reviews)

View other Lloyds Bank products

4.43

Based on 654 reviews, last reviewed 11th Apr 2026

5500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Everyday offers cashback doesn't track I like the in credit interest, but the Everyday Offers cashback scheme is clunky and unreliable. To access the offers you have to scroll through the j... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026

Read all reviews See your review

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (654)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

All in one account

Everything you need in the one current account, and so easy to operate online or the app. Reviewed on: 20th January 2022

Reliable banking

Having operated a current account with Lloyds bank for many years I have always found reliability and security. Reviewed on: 17th January 2022

Account with extras

My Club current account gives me extra such as cinema tickets and cashback. The Lloyds Bank app makes it easy to use and I can choose my offers. Reviewed on: 17th January 2022

Excellent account with good benefits

As long as you pay in a certain amount each month, you are entitled to benefits like a taste card, magazine subscription etc. Excellent. Reviewed on: 14th January 2022

Excellent current account and great app

great app, had no issues with this bank - i did with my previous bank and i am very happy with the lloyds account and the free gift (a magazine subscription which i love) Reviewed on: 13th January 2022

Better than expected for mainstream bank

Really helpful staff both in branch and on phone. Simple to use app Reviewed on: 12th January 2022

Decent interest and nice perk

Provided you pay enough into this account it's free, the interest isn't as good as it used to be but still better than most current accounts. I get free cinema tickets from it which is a nice little bonus too. Reviewed on: 12th January 2022

Combines daily banking with excellent app & choice of free rewards

Had the account for a number of years. Choice of rewards such as cinema tickets or magazine subscription. The Lloyds Banking app is outstanding - the best I have used. When calling customer service I have had a pleasant, quick & comprehensive response. Reviewed on: 12th January 2022

Decent Account for Everyday Use

A good account for everyday use. The interest rates could be a little better but given current economic circumstances that cant be helped. Reviewed on: 12th January 2022

Good bank account with helpful extras

I switched from HSBC to Lloyds this year and have realised how much easier and beneficial it is to bank with Lloyds, I get cashback on retailers and cinema tickets which makes me feel valued for being a customer. Lloyds have been helpful when I've called their customer service line for queries, with UK based call centre staff who are polite and good at their jobs. Reviewed on: 12th January 2022

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

FlexBasic
from Nationwide 4.38 from 126 reviews
Select Silver Current Account
from RBS 4.56 from 29 reviews
Current Account
from M&S Bank - Marks and Spencer 2.52 from 154 reviews

Want to see more from Lloyds Bank?

Cashback credit card
from Lloyds Bank 4.67 from 15 reviews
Travel Money
from Lloyds Bank 4.63 from 3 reviews
Student Mastercard Credit Card
from Lloyds Bank 4.61 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub