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Lloyds Bank: Club Lloyds Current Account reviews

4.43
Based on 654 reviews, last reviewed 11th Apr 2026
5500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
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17%
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6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Everyday offers cashback doesn't track I like the in credit interest, but the Everyday Offers cashback scheme is clunky and unreliable. To access the offers you have to scroll through the j... Read more Reviewed on: 11th April 2026
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RSxpp

Latest lowest rating:

1

Lloyds banking is judgemental and disgusting I've had this account for about 8 years. I have never once been overdrawn i have never once failed to pay a direct debit and yet when I apply for any ... Read more Reviewed on: 24th March 2026
Mark a's avatar
Mark a

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (654)

Review of the Lloyds Bank, Club Lloyds Current Account:

I upgraded my Lloyds Current account to Club Lloyds recently. It was very easy to upgrade and I am getting a good rate of interest.

5
I decided to upgrade my account because of the good rate of interest. The process of upgrading was so easy and my account runs like a dream. I like being able to do everything online and not having to go into a branch. As an added bonus I also get a free 12 months' subscription to a magazine of my choice. Reviewed on: 10th August 2015

Good rates

5
Good returns on capital at the end of maturity. Also because of the Apr on mortgages.. the app is very easily accessible and to have communication quickly and professionally which is excellent and simple to access Reviewed on: 16th April 2021

Best

5
Best................................. Reviewed on: 16th April 2021

Does what it says on the tin

4
Great account and easy to use app makes banking straight forward. Plenty of cashback offers including supermarkets, mot centres and clothing retailers. My only issue is that the rewards offered (cinema tickets/magazines) are a bit useless and I would much prefer some money or vouchers as this could be more attractive. Reviewed on: 15th April 2021

Easy to use an modern app

5
There is no need to pop in branch or call. Everything is doable through website or app. Reviewed on: 13th April 2021

Outstanding

5
I have been a Llyods customer for many years now and never had any issues with them. All customer facing staff I have dealt with have been incredibly helpful and a pleasure to deal with. Nothing was ever to much. Would never consider moving on. Reviewed on: 7th April 2021

Great customer service, good support and communication

5
Very nice advisors on customer service, good mortgage help very straightforward. What more do you want from a bank? Reviewed on: 29th March 2021

Set in ways

3
Have started to reduce all credit limits - not sure why Reviewed on: 19th March 2021

Friendly, helpful, accommodating

5
Have been with Lloyds bank for over 10 yrs now and they have always been so helpful and friendly Reviewed on: 18th March 2021

Banking that just gets better

5
Amazing app that allows you to deposit cheques and freeze you card plus so much more award winning bank for sure Reviewed on: 13th March 2021

Excellent bank

5
Lloyd's have always been very quick at answering calls, and managing any bank related issues. They have high standards that show in each contact made. Their banking app is always one step ahead with functionality, allowing me to better manage my finances, and the member rate of interest for the savings account is always the highest I can find. Very happy, and when it comes to banks I'm never easy to please. I truly feel they put customers first. Reviewed on: 13th March 2021

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