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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 630 reviews, last reviewed 22nd Feb 2026
3900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026
Kam and Balbir's avatar
Kam and Balbir

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

5
A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Lloyds International

5
Brillianr: After a disaster with HSBC (wouldn't touch them with a barge Pole) a refreshing breath of air from Lloyds. Always helpful with everything I need, unlike HSBC. Fast personal service, with excellent phone and internet banking!! Reviewed on: 3rd December 2019

Amazing bank and best service

5
Easy to speak to a human and customer service is great. They get back to you and resolve issues promptly. The annual cinema tickets are a lovely perk! Reviewed on: 29th November 2019

free gifts

5
we have had this account for several years now and all is ok I like to receive my 6 free cinema tickets every year Reviewed on: 29th November 2019

Love this bank account

5
I absolutely love this bank they are so friendly in branch and will help you with anything. I also love the free cinema tickets that I receive each year Reviewed on: 24th November 2019

Covers everything I need

5
Great security! Easy to manage outgoing payments and see what's coming out. Never had any issues with them. Reviewed on: 22nd November 2019

Clear and straightforward banking

5
I have found Lloyds Bank to be extremely straightforward and supportive and helpful when needed. I have gradually transferred more of my business to the Bank over the last few years and i am very satisfied with the outcome Reviewed on: 22nd November 2019

great extras

5
well worth it for the extra insurance and cinema tickets Reviewed on: 22nd November 2019

great extras

5
well worth it for the cinema tickets, travel and phone insurance and aa membership Reviewed on: 22nd November 2019

Great service

5
I was actually recommended by my Dad to join Lloyds bank twenty odd years ago - Ihave always had great service from Lloyds, from setting up my account about twenty years ago, to progressing through life, my son needing a student account and setting up a mortgage, we have stayed loyal to Lloyds as they have looked after us Reviewed on: 22nd November 2019

Great all-round product and company

5
Great bank, have never had any issues with them. Brilliant range of products and services available both online and in-branch. Great customer service. Reviewed on: 22nd November 2019

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