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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.44 (630 reviews)

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4.45

Based on 630 reviews, last reviewed 22nd Feb 2026

3900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

4

Good benefits I got cashback for switching and good savings rate as well as cashback offers and free Disney + Reviewed on: 22nd February 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (630)

Review of the Lloyds Bank, Club Lloyds Current Account:

Great account with good rewards

A great account which is easy to manage via a great little app. Good reward programme with instant sign up/ transfer rewards along with everyday rewards. Usual benefits including contactless debit cards, overdraft and upgrade options. Friendly branch and phone teams too. The only thing they are lacking is the emergency cash option which is offered by some competitors Reviewed on: 6th November 2018

Easy to use current account

Simple and clear explanations, jargon free and everything you need to run your banking online. Also get interest when you're in credit! Reviewed on: 28th January 2018

Great

Really helpful and great support from my local bank! Reviewed on: 17th January 2018

Great service

I have banked with Lloyds for my entire adult life and can always rely on them for service and good deals. Reviewed on: 14th January 2018

Charge but no real benefits

It could be a good product, however, the interest rate is lower than competitors. Reviewed on: 14th January 2018

Good Interest rate

Good customer services. Good interest rates. Small queues. Would give them full stars but down rated them for playing loud music in my local branch. Reviewed on: 13th January 2018

Very fair

Lloyds offering a reward each year. The first year they did this, my reward was significantly delayed. They gave me very generous compensation. Reviewed on: 9th January 2018

Simple and effective

I like my current account which I use as my daily account. With X amount going in and two direct debits, the monthly fee is wavered, plus a free gift - I have chosen a magazine subscription to Good Housekeeping - which I absolutely love. I also get a little interest each month which is a bonus with the rates the way they are currently. Reviewed on: 8th January 2018

Club Lloyds is a family treat!

With trips to the cinema becoming more and more expensive I really look forward to receiving my Club Lloyds cinema tickets every year. All I need to do is make sure my salary is paid into my account and this makes sure I don’t end up paying any monthly fees. I also get better product rates and loads of opportunities to get cash back with everyday offers. I’d really recommend this product. Reviewed on: 1st January 2018

club lloyds

Good interest and account benefits, 6 free cinema tickets also. Works without a hitch!!! Reviewed on: 1st January 2018

Great added value

I love the high interest rate I get with the Club Lloyds account and also the free perk which you get to choose. The online banking and the app are also really handy. Would definitely recommend Reviewed on: 31st December 2017

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