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Lloyds Bank: Club Lloyds Current Account reviews

Name: Club Lloyds Current Account
Rating: 4.4 (622 reviews)

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4.45

Based on 622 reviews, last reviewed 4th Feb 2026

3400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

Stellar product, the bundled packages make it a very... Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026

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About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (622)

Review of the Lloyds Bank, Club Lloyds Current Account:

Very difficult to downgrade the account

Really easy to apply for a product you need to pay for. Problems start when you try to downgrade the account or cancel the overdraft. Bank is making the whole process very difficult, completely not interested in customers needs. Would never recommend to bank with Lloyds. Reviewed on: 28th November 2016

Banking with Lloyds is very easy and the app is very...

Banking with Lloyds is very easy and the app is very easy to use. Reviewed on: 2nd April 2025

great service and the benefits are good value for th...

great service and the benefits are good value for the fee. Reviewed on: 2nd April 2025

Loyal, great bank, been with them for years

Loyal, great bank, been with them for years Reviewed on: 2nd April 2025

Good switching incentive

Great switching incentive and easy to navigate across switching. Clear and easy terms and conditions and FAQs Reviewed on: 2nd April 2025

Always friendly and helpful on the phone, very effic...

Always friendly and helpful on the phone, very efficient at dealing with issues Reviewed on: 2nd April 2025

Lloyds are a good solid efficient bank ,my only conc...

Lloyds are a good solid efficient bank ,my only concern are their rates on savings and fees for investing Reviewed on: 2nd April 2025

Free banking and a great app

I pay in a certain amount every month so the monthly fee is waived- proce = 0 therefore excellent value. Good app with all the features you need. Rarely need to go to the website anymore so they are always improving. Very happy Reviewed on: 2nd April 2025

The best bank to operate, very simple steps

The best bank to operate, very simple steps Reviewed on: 2nd April 2025

Current account that offers more

Love the benefits, something for everyone. Fee waived as well when meet eligibility. Reviewed on: 27th March 2025

Excellent lloyds

I’ve been using the Club Lloyds Current Account for a while now, and it has been a fantastic experience. The account comes with great perks, including a choice of lifestyle benefits like free cinema tickets or magazine subscriptions, which add extra value. The interest rates on balances are competitive, and the option to waive the monthly fee by meeting the minimum deposit requirement is a nice touch. The online and mobile banking services are user-friendly, making transactions, bill payments, and account management effortless. Customer service has been excellent whenever I needed assistance, and overall, I’m really happy with the service. If you’re looking for a current account with great benefits and easy banking, Club Lloyds is a great choice! Reviewed on: 25th March 2025

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