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Lloyds Bank: Club Lloyds Current Account reviews

4.45
Based on 622 reviews, last reviewed 4th Feb 2026
3400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
17%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
6%

Latest highest rating:

5

Stellar product, the bundled packages make it a very... Stellar product, the bundled packages make it a very viable option. Reviewed on: 29th January 2026
Bulldozer's avatar
Bulldozer

Latest lowest rating:

1

Would not recommend Lloyds, their processes are very... Would not recommend Lloyds, their processes are very old fashioned and difficult. Proved incredibly difficult to open a joint club Lloyds account and ... Read more Reviewed on: 4th February 2026
Jacob P's avatar
Jacob P

About this product

The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Club Lloyds Account, each year, you can choose a lifestyle benefit. Other benefits include exclusive savings and mortgage offers as well as cashback at selected retailers.

Club Lloyds reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Club Lloyds Current Account reviews (622)

Review of the Lloyds Bank, Club Lloyds Current Account:

Very difficult to downgrade the account

1
Really easy to apply for a product you need to pay for. Problems start when you try to downgrade the account or cancel the overdraft. Bank is making the whole process very difficult, completely not interested in customers needs. Would never recommend to bank with Lloyds. Reviewed on: 28th November 2016

I rarely have issues with Lloyds, but they need to b...

4
I rarely have issues with Lloyds, but they need to be more digitally aware - the app often has issues. Reviewed on: 28th February 2025

app is key

5
I love the app, reliable bank and good customer service Reviewed on: 28th February 2025

A positive switch.

5
Switched to Lloyds a year ago and have been impressed with their customer service and value for money Reviewed on: 27th February 2025

Lloyds Bank are professional and reliable

5
Lloyds Bank are professional and reliable Reviewed on: 27th February 2025

Solid option

4
I feel that, overall, the Club Lloyds Current Account is a solid option for those who can meet the monthly deposit requirement and are looking to take advantage of its various perks and interest offerings. Reviewed on: 27th February 2025

Best branch in town.

5
Every time I interact with Lloyds, their service and support is top notch. Reviewed on: 27th February 2025

They have been really helpful, with advice on saving...

5
They have been really helpful, with advice on saving, investing and spending data, they have a really good customer service and have always been able to answer any queries. I feel they care about my custom Reviewed on: 27th February 2025

Lloyds Bank is a trusted and helpful bank

5
Club Lloyds also offers club Advantage Savings Accounts with good rates of interest, albeit gross rates. They’re a well respected and long established bank and offer great supportive services. Very easy to bank online as well as in branches. Branch services were brilliant when I bought an expensive car and had to make the transaction in branch due to online transactions limit. Reviewed on: 26th February 2025

Never had a problem and the App is great, so easy to...

5
Never had a problem and the App is great, so easy to use and some great offers Reviewed on: 26th February 2025

Well, their service and app updates are top notch.

4
Well, their service and app updates are top notch. Reviewed on: 26th February 2025

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