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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 3.95 (62 reviews)

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3.98

Based on 62 reviews, last reviewed 24th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

59%

10%

11%

15%

Latest highest rating:

4

Lloyds Ultra Credit Card Introduced last year and is an excellent product offering with an attractive 1% cash back for the first 12 months including transactions abroad with n... Read more Reviewed on: 24th January 2026

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

Lloyds Bank Everyday credit cards reviews (62)

Review of the Lloyds Bank, Everyday credit cards:

good credit card

I wanted a credit card so that i could buy a new card. i have a current account with lloyds so tried them. it's good it has a fair interest rate. I would recommend this one to my friends. Reviewed on: 17th May 2016

Fair service

Lloyds helps me with with all my financial commitments Reviewed on: 8th August 2022

Not worth the effort

Applied, no option to add my wife as an authorised user and assigned a £1,100 credit limit when my avg. monthly credit card spend is £3k (reference agencies will show I have always been a credit card full payer with exemplary credit record and highly stable profile). Then had to wait for activation code in post but didn't work. After spending over 60 mins on phone with 4 agents, including fraud (OK, that's re-assuring) they had to order me another activation code through the post. So, just set myself up with on-line account which triggered several automated emails telling me things like my mobile / home phone numbers had been updated (they were the same numbers I used when applying). I finally got to a screen telling me to phone or go into branch to update my phone numbers. Nah! for a measly £1,100 credit limit I've finally run out of energy and enthusiasm for dealing with Lloyds Bank. Reviewed on: 12th March 2022

Good service

Very good service and excellent customer Reviewed on: 17th March 2021

Recommend

Easy to use. Payment quickly. Balance transfer is quick aswell Reviewed on: 17th February 2021

Good bank

Good customer service and good products Reviewed on: 10th May 2020

Excellent

Very easy & Friendly services. Excellent Reviewed on: 6th February 2020

FAB

EXCELLENT SERVICE NOTHING TO MUCH TROUBLE Reviewed on: 5th February 2020

Very good

I have had this credit card for a number of years and find it ideal for making online purchases. The Lloyds app is easy to use and I can easily check what my balance is and when a payment is due. I would recommend this product. Reviewed on: 20th November 2019

Lloyds Bank app

Lloyds Bank/mobile banking is really easy to use, even if your phone has been rooted the app works. Other banking apps do not work on rooted phones. Reviewed on: 30th May 2019

Great Balance transfer rate and term

Transferred a Balance to Lloyds Credit card, with no fee and 0% over a decent period. Application was easy and received confirmation quickly. Gave a scor of 2 stars, on recommendation, because I NEVER recommend Credit Cards to anyone. Reviewed on: 20th April 2019

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