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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 3.96 (797 reviews)

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3.96

Based on 797 reviews, last reviewed 31st May 2026

30% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

56%

20%

10%

11%

Latest highest rating:

5

Lifetime user of Lloyds. Lifetime user of Lloyds. They are a good bank - they explain credit products fully and all staff on hotlines and in branch that I’ve dealt with has be... Read more Reviewed on: 31st May 2026

Latest lowest rating:

1

Lloyd's bank stole from my account! Lloyd's bank stole money out of my account without my authorisation, they put me in debt of thousands of pounds.. I will never forgive them for what t... Read more Reviewed on: 25th April 2026

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (797)

Review of the Lloyds Bank, Classic Account:

Switch from Lloyds at all costs

Awful app. Awful customer service. Awful everything. Awfiln company. Avoid. Avoid. Avoid. Reviewed on: 10th July 2019

Wanting profit , ignoring customer needs

Keen to close local branches, causing crowding in the remaining few. Frequent changing of which counters are for which service. Look like they would prefer to have no branches at all Reviewed on: 7th November 2024

Easy to set up Classic Account with Bank of Scotland...

Easy to set up Classic Account with Bank of Scotland, after moving countries. Great service at any branch Reviewed on: 29th October 2024

I have spent a month calling them to resolve a simpl...

I have spent a month calling them to resolve a simple issue. Every time they tell me it is fixed but it is not fixed at all. Customers without a smartphone can not use their services. They claimed their app would work on a tablet device without a smartphone but it does not. So many hours wasted calling their call centres and nothing has been resolved. All of the assurances Llloyds have given me are just empty words. Reviewed on: 16th October 2024

Great Service from counter to online experience

Great Service from counter to online experience Reviewed on: 11th October 2024

Avoid at all costs.

Avoid at all costs. They will send the payment even when you tell them someone is taking the money without approval. Reviewed on: 27th September 2024

do NOT bank with LLoyds

1st - why have an automated telephone menu system that forces you answer a lot of questions only to say that customer service is only available 8am-6pm = start with that instead so the customer can hang up immediately 2nd - why close branches and have everyone do internet when you don't support internet banking 24/7 3rd - the automate systems/internet banking absolutely sucks as it does NOT fully support international mobile numbers or international trnsactions Reviewed on: 21st September 2024

What a joke of a banking company.

What a joke of a banking company. After fraudulent activity on my account I made a claim which was paid back into my account. I had to cancel my card and wait over 10 days for my new 1 to arrive. 4 weeks later they have re-debited the money stating it looks like I had involvement. Each fraudulent activity had a non-gbp transaction go along with it so was made outside of the uk. Even though I was using my card in my home town the same time these fraudulent activities were happening they still say it was me. So now apparently I can cut myself in half be in the USA and UK at the same time. The fraud department over the phone couldn't help as it was passed to the back office where the only form of contact is via email.... which they never reply to. So in a nutshell if you want your money to stay safe AVOID lloyds at all cost. If like me are already with them swith to a more reputable bank ASAP Reviewed on: 14th September 2024

Whenever I have had a problem Lloyds bank is always...

Whenever I have had a problem Lloyds bank is always there to help me Reviewed on: 4th September 2024

Trustworthy bank

Lloyds bank has always been there for any kind of financial help. There's always a solution with them. Very easy to manage the account and the customer service deserves separate appreciation. Nice and comfortable with their debit card. They are very trustworthy. Reviewed on: 23rd August 2024

Good always easy

Good always easy with Lloyds and the app is great Reviewed on: 23rd August 2024

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