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Lloyds Bank: Classic Account reviews

4.03
Based on 776 reviews, last reviewed 24th Jan 2026
400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
10%

Latest highest rating:

5

Would recommend Lloyds bank First of all i would like to ask if anyone ever wins the prize as i have filled out a few of these and never got a response of who has won? I would g... Read more Reviewed on: 24th January 2026
Clare's avatar
Clare

Latest lowest rating:

1

They constantly allow payments which take me overdra... They constantly allow payments which take me overdrawn and when I questioned why get told to ring up even though it says that i cannot talk on the pho... Read more Reviewed on: 23rd January 2026
Helen S's avatar
Helen S

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (776)

Review of the Lloyds Bank, Classic Account:

very good

5
very good 5+ very good 5+ very good 5+ Reviewed on: 8th January 2019

avoid

1
rubbish bank , they blocked my transactions, threatened by suspended my account, also did it, i cannot stand them. Reviewed on: 28th September 2023

very happy

5
always working, i am very satisfied with their products Reviewed on: 12th September 2023

Racial profiling

1
They hard searched me two times on the same day for one request and refused to contact the agency to take one down when called out for it Reviewed on: 30th August 2023

Caroline K

5
I am kept updated about current products which best suit my lifestyle. Reviewed on: 29th August 2023

Part of the family

5
I always use the tills at our Aberdare branch as the girls are brilliant. Always so welcoming and friendly and I hope that the branch remains open for many years to come. Reviewed on: 24th August 2023

Reliable banking

5
Lloyds offers a reliable banking experience with a easy to use app. Reviewed on: 18th August 2023

Good online but hard to get hold of by phone

4
Good online banking but hard to get hold of by phone Reviewed on: 13th August 2023

A classic 'classic account'

5
Easy to use, convenient app, immediate money transfers & great customer service. Reviewed on: 7th August 2023

Bank

5
Lloyd's always helpful and informative Reviewed on: 27th July 2023

Excellent

5
Excellent customer service and low rate. Reviewed on: 24th July 2023

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