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Lloyds Bank: Classic Account reviews

3.91
Based on 801 reviews, last reviewed 18th Jul 2026
81% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Staff are friendly Staff are friendly, and I am really happy with the bank application; actually, it is user-friendly Reviewed on: 18th July 2026
M K 's avatar
M K

Latest lowest rating:

1

I visited the Lloyds Bank Kilburn branch to deal wit... I visited the Lloyds Bank Kilburn branch to deal with a Court of Protection matter for my mother. I explained my situation clearly when I checked in a... Read more Reviewed on: 1st July 2026
Jia Ma's avatar
Jia Ma

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (801)

Review of the Lloyds Bank, Classic Account:

Switch from Lloyds at all costs

1
Awful app. Awful customer service. Awful everything. Awfiln company. Avoid. Avoid. Avoid. Reviewed on: 10th July 2019

Good old-fashioned bank account - no charges - pure...

4
Good old-fashioned bank account - no charges - pure and simple Reviewed on: 17th April 2026

A good bank to be and do business

5
A good bank to be and do business Reviewed on: 16th April 2026

App data leak is unforgivable

1
Their recent problems with their app showing people other accounts is a very very bad piece of banking Reviewed on: 16th April 2026

Been with loylds bank for over 40 years have always...

5
Been with loylds bank for over 40 years have always been a good account Reviewed on: 16th April 2026

Classic account

5
Been with lloyds for years never a problem, paid direct debits on time Reviewed on: 16th April 2026

Would Recommend

5
The people i have spoken to at LLoyds Bank have always been friendly, helpful and really listened to me and made me feel like a valued customer Reviewed on: 16th April 2026

Easy to join easy download app log in no issues...

4
Easy to join easy download app log in no issues Reviewed on: 16th April 2026

Great Service

5
Their service is great and easy to access Reviewed on: 9th April 2026

Closed my account with no reason given

1
Lloyds Bank closed both my Current account and Business account. No reason given. Demanded that I repay my overdraft within 30 days. It's ridiculous that banks are allowed to do this and give no explanation at all or give you a chance to explain any actions that may have aroused suspicions. Reviewed on: 28th March 2026

Helped me to get my money back

5
They were really helpful when I faced an issue related to fraud. My account got scamed by a fraudster and I lost all my money. The customer service team too their time and helped me to recover it instantly. Reviewed on: 24th March 2026

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