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Lloyds Bank: Classic Account reviews

4.02
Based on 776 reviews, last reviewed 24th Jan 2026
400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
20%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
10%

Latest highest rating:

5

Would recommend Lloyds bank First of all i would like to ask if anyone ever wins the prize as i have filled out a few of these and never got a response of who has won? I would g... Read more Reviewed on: 24th January 2026
Clare's avatar
Clare

Latest lowest rating:

1

They constantly allow payments which take me overdra... They constantly allow payments which take me overdrawn and when I questioned why get told to ring up even though it says that i cannot talk on the pho... Read more Reviewed on: 23rd January 2026
Helen S's avatar
Helen S

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (776)

Review of the Lloyds Bank, Classic Account:

Always available and up to date.

5
Always available and up to date. Clear and easy to use application with lots of good features Reviewed on: 22nd March 2025

Great service thank you!

5
Could not recommend them more - very pleased! Reviewed on: 3rd February 2023

Never had an issue

5
Absolutely no complaints. Had an issue with a hotel payment a few weeks ago and they were very helpful and got it put back into my account straight away. Very helpful. Reviewed on: 2nd February 2023

Provides what I need efficiently and effectively

5
Account managed without problems, payments made promptly, monthly statements. Online banking offers payments and savings in an integrated product. Good choice of current and savings accounts. Reviewed on: 2nd February 2023

Great

5
Easy to deal with, great bank, easy online system Reviewed on: 2nd February 2023

No hassle banking

4
Basic bank account requested, does exactly what it needs to. Easy to put money in and draw out. Easy to understand Internet banking. Reviewed on: 1st February 2023

Kind Excellent Support

5
Lloyds Bank were very kind & empathetic when I ran into financial problems due to health issues. Reviewed on: 1st February 2023

Lloyds

5
I love Lloyds classic account its really east to use and they offer really good support Reviewed on: 31st January 2023

Easy to bank with

5
Lloyds have a lot of tools to help with money management e.g. see a breakdown of categories of expenditure this mont, with a month on month comparison. Their emails include hints and tips, too. Reviewed on: 31st January 2023

A Satisfied Customer

5
My Classic Account suits me perfectly because, on occasion, I go overdrawn but suffer no charges as I'm sure to transfer enough funds to go back to black! Reviewed on: 29th January 2023

Lloyds bank

5
Lloyds bank are always there whenever you need help or unsure of anything. Whenever u go in branch they are polite and welcoming and very helpful. Reviewed on: 20th January 2023

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