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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 3.96 (797 reviews)

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3.96

Based on 797 reviews, last reviewed 31st May 2026

30% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

56%

20%

10%

11%

Latest highest rating:

5

Lifetime user of Lloyds. Lifetime user of Lloyds. They are a good bank - they explain credit products fully and all staff on hotlines and in branch that I’ve dealt with has be... Read more Reviewed on: 31st May 2026

Latest lowest rating:

1

Lloyd's bank stole from my account! Lloyd's bank stole money out of my account without my authorisation, they put me in debt of thousands of pounds.. I will never forgive them for what t... Read more Reviewed on: 25th April 2026

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (797)

fantastic service

My bank is in Mildenhall and I have been in the branch many times and I'm always greeted by name. I receive a text everyday to inform me if i'm near my limit and this helps my budgeting. The best bank I have ever banked with Reviewed on: 18th February 2016

outstanding service

Having been with Lloyd's bank for quite some years now I think they are just excellent and wouldn't ever go with anyone else. I am saving so much a month with their cashback rewards. It's brilliant Reviewed on: 18th February 2016

Pushy at times

I have been with this bank for many years and have found over the years that when you have money, they are very pushy about promoting products. It would be nice if they were equally 'helpful' when times are not so great! Reviewed on: 18th February 2016

Pretty good customer experience

Can't fault the online service. The few times i've spoken to their call centre it has been answered promptly. Good Reviewed on: 18th February 2016

always helpful

If I have needed a quick short term overdraft they have always helped on the same day! Reviewed on: 18th February 2016

They have always looked after when I have needed it!

If I ever needed a quick short term overdraft they have given it straight away - very understanding! Reviewed on: 18th February 2016

Never let me down

I've always had a great experience with lloyds Reviewed on: 18th February 2016

efficient and friendly service

My local Lloyds bank is situated in a small town and the staff amazingly know their customers by name and always make sure there is someone to deal with any queries without waiting around in long queues. Reviewed on: 18th February 2016

Excellent customer service

If I have ever had an issue or query regarding my account, staff members have been approachable and reassuring. They have explained policies to me that I don't understand, and given support and advice in a friendly and professional manner regarding my finances. Reviewed on: 17th February 2016

Friendly over the counter service

Friendly personal service, from experienced customer service personnel Reviewed on: 17th February 2016

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