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Lloyds Bank: Classic Account reviews

4.02
Based on 761 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
56%
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20%
See only 3 star reviews
11%
See only 2 star reviews
3%
See only 1 star reviews
10%

Latest highest rating:

5

Would totally recommend Lloyds Bank Plc Excellent customer service, the staff went above and beyond to help me and really listened and empathised with my situation. They helped me feel alot... Read more Reviewed on: 5th September 2025
Clare's avatar
Clare

Latest lowest rating:

1

Easy banking happy with service bank review Easy banking happy with service been a customer for 30 years Reviewed on: 2nd April 2025
Melanie Obren's avatar
Melanie Obren

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (80)

Adequate rates helpful staff

3
Adequate rates helpful staff when you need something Reviewed on: 4th September 2025

getting rid of paper statements was a very bad idea,...

3
getting rid of paper statements was a very bad idea, it forces us to use internet banking and with the endless scams online and malware / viruses they are putting us at risk of financial loss. they also closed by local branch meaning i have to go miles just to use a bank. Reviewed on: 27th February 2025

Wanting profit , ignoring customer needs

3
Keen to close local branches, causing crowding in the remaining few. Frequent changing of which counters are for which service. Look like they would prefer to have no branches at all Reviewed on: 7th November 2024

they stopped sending paper statements this is a bad...

3
they stopped sending paper statements this is a bad idea as so many hackers/ viruses i dont want to log in to my bank often Reviewed on: 25th May 2024

Lloyds bank is a ok bank but nothing exceptional

3
Lloyds bank is a ok bank but nothing exceptional, it lacks some modern features that other banks offer such as Revolut Reviewed on: 15th April 2024

Won't let you transfer money to busineses!

3
Won't let you transfer money to business, due to over zealous staff. Making me have to paypal, cashapp or use bitcoin payments. Reviewed on: 16th March 2024

Not good with loan help.

3
Not good with loan help. When I asked for help I had to go through many calls to HO Reviewed on: 12th March 2024

Disappointed in Lloyds

3
Having been a loyal Lloyd's customer for a number of years they have recently let us down on a number of issues. Reviewed on: 15th February 2024

not so good.

3
not so good. linked to halifax so if that closes then lloyds would too. bank closed my account unfairly and unjustly because of a false claim at which i was in the right and nothing can be done once they make a decision unfortunately Reviewed on: 15th February 2024

Savings accounts pay minimal interest.

3
Savings accounts pay minimal interest... Why would I save with Lloyd's? Reviewed on: 18th January 2024

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