Write a review

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.77 (83 reviews)

View other London Capital Credit Union products

4.82

Based on 83 reviews, last reviewed 14th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

My loan without a moan. The application made for my loan was smooth with a quick turnaround. I also made 2 calls to customer service agents to clarify details who were knowle... Read more Reviewed on: 14th July 2025

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

Read all reviews See your review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

London Capital Credit Union Loans reviews (83)

Review of the London Capital Credit Union, Loans:

I am really impressed with your services.

I am really impressed with your services. I applied for a loan recently that was approved in a short space of time. Your staff are experienced, respectful, and helpful. I will definitely recommend London Capital Credit Union to all my friends and family. Reviewed on: 15th May 2025

Reply from London Capital Credit Union Thank you for your kind words and for recommending us. We're delighted you found our service efficient and our staff helpful. It’s great to know we could assist you quickly with your loan when you need it most. We appreciate your support! Response date: 15th May 2025

My loan without a moan.

The application made for my loan was smooth with a quick turnaround. I also made 2 calls to customer service agents to clarify details who were knowledgeable and friendly. Great service from beginning to end. Reviewed on: 14th July 2025

Recently I was in a difficult situation with no one...

Recently I was in a difficult situation with no one and nowhere to turn,I have low credit history, I checked online and this came up , they walked me trough each step, no hassle also help me save money for the future , as soon as I had an agreement they put the money on my account.i have a realistic set up plan with affordable low interest rates. Reviewed on: 13th July 2025

Applied for loan it all went very smoothly

Applied for loan it all went very smoothly Reviewed on: 13th July 2025

I was so happy when London Capital Credit Union appr...

I was so happy when London Capital Credit Union approved my loan. I’m on a low income, and banks kept rejecting me because of my poor credit history. I needed the money urgently, and if your income is low, it’s almost impossible to get a loan — or you end up with extremely high interest rates, sometimes up to 100%. London Capital treated me with respect, offered fair terms, and gave me real peace of mind. I’m truly grateful and would recommend them to anyone in a similar situation Reviewed on: 13th July 2025

I’ve found the CU staff to be very professional and...

I’ve found the CU staff to be very professional and the online application format is very quick. Very happy with the service. Reviewed on: 12th July 2025

Loan request treated on time and communicate decisio...

Loan request treated on time and communicate decision in simple clear terms Reviewed on: 12th July 2025

Easy, straightforward application process and a quic...

Easy, straightforward application process and a quick decision. Top notch! Reviewed on: 12th July 2025

Veryappreciate..

Very appreciate that I was able to offered something Reviewed on: 12th July 2025

instructions and communication throughout...

Very clear instructions and communication throughout the stages of contact from representatives. Reviewed on: 12th July 2025

Great service and easy to navigate the app and emplo...

Great service and easy to navigate the app and employees deal with queries sufficiently Reviewed on: 12th July 2025

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Wolverhampton City Credit Union 2.00 from 2 reviews
Personal Loan
from Ikano Bank 1.85 from 36 reviews
Personal Loan
from London Plus Credit Union 3.71 from 3 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.78 from 822 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub