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LV (Liverpool Victoria): Car insurance reviews

4.06
Based on 330 reviews, last reviewed 13th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
67%
See only 4 star reviews
15%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
14%

Latest highest rating:

4

Good, but cancelling is made awkward Good, but cancelling is made awkward Reviewed on: 13th October 2025
Michael P's avatar
Michael P

Latest lowest rating:

1

Avoid LV Landlord Insurance - not fit for purpose Avoid LV Landlord Insurance - the policy is not fit for purpose. I took out Landlord Insurance with LV as they claim to cover: ‘Accidental damag... Read more Reviewed on: 8th September 2025
Becca's avatar
Becca

About this product

LV= are the chosen car insurer for over one million UK drivers.

LV= offer a range of cover options from third party only through to fully comprehensive. They also have policies for electric cars and multi-car cover.

LV= car insurance reviews help you find out what it’s like to be a customer. If you’ve used LV= before, you can also leave a review and share your experience.

LV (Liverpool Victoria) Car insurance reviews (330)

Review of the LV (Liverpool Victoria), Car insurance:

Good human customer service, excellent value

5
Very easy to talk to, with not too much AI funnelling. I found that reaching out to them once i received my renewal quote was easy and they were happy to reward koyal customers. I found their terms and conditions very clear Reviewed on: 24th August 2024

Call versus Deer LV to the rescue

5
when the wife hit a deer on the dual carriageway, they’ve got everything sorted from the initial recovery to the repairs, and dealt with the whole thing brilliantly Reviewed on: 23rd August 2024

LV premium half of SAGA car insurance renewal quote.

4
Moved to LV at last renewal and saved 50% on Saga quote. Almost £1,000 for 2 vehicles instead of £2,000 Reviewed on: 23rd August 2024

Excellent service and prompt response

5
Excellent service and prompt response Reviewed on: 23rd August 2024

LV is humanistic, empathic and best.

5
LV is humanistic, empathic and considering customer service in general has gone LV actually got better. Reviewed on: 23rd August 2024

First time claim

5
Had a crash for the first Tim in 20 years of driving, very quick and simple process of claiming. Reviewed on: 23rd August 2024

Cheapest around

5
After extensive searching for car insurance LV was by far the cheapest and we have been with them for eight years. Reviewed on: 23rd August 2024

When it comes to renewal, they always quote us a hig...

2
When it comes to renewal, they always quote us a higher amount. But when I go through comparing website, the same company gives a very much lower quote and had to give customer service a call to get the lower amount offered. It's very frustrating they have double standards and try to take a ride of you don't do your due diligence. Reviewed on: 23rd August 2024

Delighted at discount on renewal offer

5
After working through numerous contrast and compare insurance sites could not find a decent price as was trying to reduce the LV renewal price. So rang LV yo my surprise and utter delight I was offered a reduction on my renewal that brought it in to a very reasonable price. Not only that but the quality of the insurance was outstanding including break down cover etc. Delighted Reviewed on: 23rd August 2024

Personality and Efficiency

5
Customer support team knowledgeable, efficient and personable. They try and best serve needs, really listen and don’t try and sell what isn’t needed. Reviewed on: 23rd August 2024

Efficient service however there is lack of update wh...

5
Efficient service however there is lack of update when renewing car insurance. Reviewed on: 23rd August 2024

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