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Mettle: Business Banking reviews

Name: Business Banking
Rating: 4.89 (2245 reviews)

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4.90

Based on 2,245 reviews, last reviewed 9th Nov 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A pleasure , works efficiently and effectively A pleasure , works efficiently and effectively Reviewed on: 9th November 2025

Latest lowest rating:

1

Terrible from the start, and it continued... Terrible from the start. Promised a 2-3 day onboarding but no... it took about 8 days, which felt like they could have been more open and upfront from... Read more Reviewed on: 22nd April 2025

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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (2245)

Review of the Mettle, Business Banking:

Modern day banking for the modern day business

I selected Mettle for my business bank account as I wanted the modern user experience of a challenger bank, but with better integration, support and functionality. I was impressed by how quickly and securely I was able to open my account which was done within 24hrs following mandatory checks. Most banks currently have a lead time of around a month for opening a business current account so I highly recommend Mettle, if you require a quality business account and time is of the essence. Mettle is authorised by the FCA and is owned by NatWest so you have the added reassurance that your funds are protected and ring fenced within a regulated bank. You also get access to award winning accounting software, FreeAgent, free of charge as long as you make at least one transaction per month. The in app customer services team are super helpful and are quick to respond to any queries you may have. Mettle also offer 100% fee free banking so if you’re starting up on a tight budget, like me, then you won’t have to worry about troublesome charges which can become a burden especially when starting out. With free award winning accounting software - to help you manage your own books, fee free banking and superb customer services, Mettle is the ideal banking partner for the modern business. Reviewed on: 16th March 2021

A pleasure , works efficiently and effectively

A pleasure , works efficiently and effectively Reviewed on: 9th November 2025

Smooth and seamless registration experience, and the...

Smooth and seamless registration experience, and the partnership/free account with FreeAgent has been a game changer Reviewed on: 5th September 2025

Easy, reliable and takes the stress away

For someone who’s started their own business, Mettle has honestly been the best way to keep track of my accounts. It’s super easy to use and makes managing everything feel so much less stressful. I love how simple it is, and it really takes a weight off my shoulders so I can just focus on growing my business. Reviewed on: 22nd August 2025

still recommending mettle to colleagues after 2 years

very easy to use the app, and when I've experienced an issue (such as trying to pay for parking and it not working with my mettle card) I've received professional and helpful responses. using the pots system to ring-fence savings and tax is a game-changer. and easy linking with freeagent is the cherry on top! Reviewed on: 30th June 2025

The bank account is easy to set up and use, and any...

The bank account is easy to set up and use, and any issues have been quickly and easily resolved. Reviewed on: 13th June 2025

Business account

Using mettle as my business account for over the year now. Everything is simple and easy to do. Easy and fast way of creating invoices. Reviewed on: 12th June 2025

I set up my first business

I set up my first business account through mettle and it was unbelievably straight forward Reviewed on: 9th June 2025

Very good experience good tenant.

Very good experience good tenant. Reviewed on: 5th June 2025

A Business Bank that Cares

Everytime I've had cause to contact Mettle Customer Service, they've been swift to respond to queries and the banking app is easy to use. Reviewed on: 18th May 2025

Easy to use

Easy to use, flexible and no fees at all. Great choice Reviewed on: 16th May 2025

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