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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.95 (477 reviews)

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4.95

Based on 477 reviews, last reviewed 10th Feb 2026

6600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I like quickly use and payment I like quickly use and payment method to easy transfer Reviewed on: 10th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (477)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

I like quickly use and payment

I like quickly use and payment method to easy transfer Reviewed on: 10th February 2026

Free under 16s account with easy transfer of funds a...

Free under 16s account with easy transfer of funds and gentle reminders to top up if balances low! Encouragement with in-app incentives for kids to earn and save more and remain competitive in the market Reviewed on: 9th February 2026

Monzo makes banking simple and easy.

Monzo is a modern banking system that is very useful for the common people. In addition to making banking services easy to use through the mobile app, Monzo also provides eligible customers with an easy process where they can get facilities like loans, credit cards, overdrafts, etc. very quickly, subject to terms and conditions. Therefore, Monzo is a reliable banking solution for those looking for speed and convenience. Reviewed on: 9th February 2026

Made it easy to open my child who is under 16 accoun...

Made it easy to open my child who is under 16 account and my child is able to access and able to save. Reviewed on: 9th February 2026

Best recommendation for daughters savings.

Was recommended Monzo by a friend. It has been a game changer for my daughter’s savings. Reviewed on: 9th February 2026

Magic as always!

The perfect account for my children! Learning how to manage their money, and for the parents, the best way to get the necessary visibility! Well done Reviewed on: 9th February 2026

Great for my son

Very easy to use and monitor as parents Reviewed on: 9th February 2026

Definitely the best under 16s account

I have set up the under 16 account after not great experience with other providers . The app as a parent is easy to use and set up controls on spending etc. Great that family can send money to my daughter directly! She can easily use the app and has encouraged her to save as well. Reviewed on: 9th February 2026

I have under 16’s accounts for my children 7 and 9.

I have under 16’s accounts for my children 7 and 9. It’s a brilliant experience, they got to choose their own cards and the accounts are free of charge. Sign up process was easy Reviewed on: 9th February 2026

Absolutely love this bank anything you need is so ea...

Absolutely love this bank anything you need is so easy 10000% unstoppable bank Reviewed on: 9th February 2026

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