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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (944 reviews)

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4.89

Based on 944 reviews, last reviewed 20th Apr 2026

205% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Review of the Monzo, Under 16s account:

Simple, easy, fastest and free.

Simple, easy, fastest and free. The best banking I've ever used in the UK. Reviewed on: 9th February 2025

A free childrens account and it is super easy to use.

A free childrens account and it is super easy to use. It's very easy for me to transfer money in, track spending and set up regular payments. Reviewed on: 7th April 2026

Amazing service and have never had a problem

Amazing service and have never had a problem Reviewed on: 29th March 2026

Monzo under 16s account is good for children to lear...

Monzo under 16s account is good for children to learn how to save and to experience financial education at younger age. Reviewed on: 27th March 2026

Excellent customer service, genuine understanding of...

Excellent customer service, genuine understanding of hardship and extremely helpful Reviewed on: 25th March 2026

Love Monzo and how easy and fun they have made the u...

Love Monzo and how easy and fun they have made the under 16s account. My daughters absolutely love their colourful cards Reviewed on: 24th March 2026

BEST bank!!

Lovely bright cards for the kids, easy app to navigate and add to their saving pots with little notes for them. They love feeling grown up using their cards. I love using mine abroad too for the 0% international fees. LOVE Monzo! Reviewed on: 24th March 2026

Monzo - Brilliant

The app is absolutely amazing. Love the different pots you can have for savings and round ups has saved me so much money. Reviewed on: 23rd March 2026

Good oversight of account

My 14 year old has an account - I get notified of all transactions and the card is blocked to pay for any drinking establishments or gambling which is good. I can easily transfer money to him and he can also have the app on his phone to view his balance and transactions. Very easy to use Reviewed on: 22nd March 2026

Brilliant.

Brilliant. The best out there. Easy interface and excellent value for money compared to other similar under 16 providers. Reviewed on: 21st March 2026

Setting up an account for my children is straghtforw...

Setting up an account for my children is straghtforward and easy. I get to track activities via the app which is user friendly. Reviewed on: 21st March 2026

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