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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17738 reviews)

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4.92

Based on 17,738 reviews, last reviewed 10th Feb 2026

25250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great user interface and technology. Great user interface and technology. Really good perks and saving challenges. Reviewed on: 10th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17738)

Review of the Monzo, Current account:

It changed my financial life

When I first got a Monzo current account I was living each month payslip to payslip with literal pennies left in my account. With the tools of the Monzo current account I managed to get myself out of a hole and start saving while being able to live reasonably well. I can’t see myself ever switching away from Monzo and even for those not needing help budgeting, I would advise to get a Monzo account. Reviewed on: 11th April 2023

Great user interface and technology.

Great user interface and technology. Really good perks and saving challenges. Reviewed on: 10th February 2026

Don’t doubt Monzo until you’ve given it a go

Started using Monzo due to the design of the app but now It is my main account and I love all of the benefits and perks Monzo include and offer Reviewed on: 10th February 2026

Great bank with many excellent security features

Great bank with many excellent security features Reviewed on: 9th February 2026

User friendly, great customer service.

User friendly, great customer service. Reviewed on: 9th February 2026

Excellent pots and automation feature via IFTTT

Excellent pots and automation feature via IFTTT Reviewed on: 9th February 2026

The best bank in UK

This is the best of the best Bank in the whole UK country by far. It is very easy to use, great customer service and always ready to help customers Reviewed on: 9th February 2026

Everything is so easy and so modern

Everything is so easy and so modern Reviewed on: 9th February 2026

Cant fault them really.

Cant fault them really. The app is great, and I’m always informed of payments and money movements. I use the card in Europe with no fees. The products they supply are really good. Reviewed on: 9th February 2026

Monzo customer for years

Love monzo! Been a monzo customer for years now and never had a single problem. Reviewed on: 9th February 2026

Absolutely fantastic bank account.

Absolutely fantastic bank account. I can see all of my other accounts in the MONZO App. It’s really easy to use. Reviewed on: 9th February 2026

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